
505 Avenida Centro #108
Btop 30%Chula Vista, CA 91910
An HOA may ban rentals of 30 days or less (Civ. Code §4741): check the CC&Rs.
Pass at asking: -$3,099/mo full cashflow at 20% down, 7.36% rate.
Works at $358,314 (53% under asking), or at 79% down.
Rent $3,953/mo from 10 leases of 2–4 bed condos & townhomes within 1 mi ($3,458–$3,712).
Beds
3
Baths
2.5
Sqft
1,776
Year Built
2026
Days on Market
46
Property Type
Condo
HOA/mo
$305
MLS ID
NDP2607727
This property is in Chula Vista (91910). Browse neighborhood analytics →
About This Property
This stunning brand new 2-story townhome in the vibrant Citrus Bay community of Chula Vista offers a rare opportunity to own one of their most popular 3-bedroom floorplans. This home is an end-unit and features a spacious, fenced outdoor patio. There are 3 bedrooms, 2.5 modern bathrooms and 1,776 square feet of living space. When you walk in, you will see the spacious, open floorplan with living area, beautiful kitchen and large kitchen island, dining area that opens to the front patio, a private guest bathroom, storage closet and direct access to a 2-car garage. Upstairs you will find two secondary bedrooms, a full bathroom, laundry room and primary bedroom with a large primary bathroom boasting dual sinks, private W.C., a walk-in closet and large shower. The home has beautiful finishes throughout-including sleek white soft-close cabinetry, quartz countertops with full tile kitchen backsplash, 5-burner gas range, microwave hood, dishwasher, and built-in trash/recycle bin. You may select your flooring materials for a limited time. This home is under construction slated for completion this fall. The community is just 1 mile from the scenic bay and the luxurious Gaylord Pacific Resort, placing you in the heart of Chula Vista with walkable access to restaurants, the Chula Vista Center Mall, and more. Beyond the home itself, the community offers a beautiful sparkling pool, BBQ area and a future Citrus Bay park, perfect for downtime or playtime with family and friends.
Mortgage Calculator
Est. Monthly Payment
$5,506
Location
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Comparable Properties
5 comps foundThis Property
$3,953
Comp Average
$3,645
507 Avenida Centro
3bd / 2.5ba · 1,696 sqft · Condo
$756K
Est. $3,879/mo
376 Center St.
3bd / 2.5ba · 1,669 sqft · Condo
$650K
Est. $3,353/mo
510 Avenida Centro
3bd / 2.5ba · 2,011 sqft · Townhouse
$777K
Est. $3,877/mo
510 Avenida Centro
3bd / 3ba · 2,011 sqft · Townhouse
$760K
Est. $3,621/mo
833 Coriander Court
2bd / 2ba · 1,677 sqft · Condo
$750K
Est. $3,497/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
10 leases of 2–4 bed condos & townhomes within 1 mi · $3,458–$3,712
Blended 50/50 with a property-level estimate
A property-level estimate runs more than 25% above what comparable homes leased for ($3,510). Treat this rent with extra care.
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$3,099/mo short at 20% down; 79% down or +$4,025/mo rent closes it.
- Break-even price
- $358,314
- Break-even rent
- $7,978/mo
- Cashflow at 35% down
- −$2,309/mo
- Down payment to break even
- 79%
- Rate to break even
- Not reachable
53% under asking
$4,025/mo above the estimate
$603,481 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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