508 Avenida Centro #112
Btop 30%Chula Vista, CA 91910
An HOA may ban rentals of 30 days or less (Civ. Code §4741): check the CC&Rs.
Pass at asking: -$2,674/mo full cashflow at 20% down, 7.43% rate.
Works at $291,792 (54% under asking), or at 81% down.
Rent $3,274/mo from 12 leases of 1–3 bed condos & townhomes within 1 mi ($3,039–$3,404).
Beds
2
Baths
2.5
Sqft
1,384
Year Built
2026
Days on Market
87
Property Type
Condo
HOA/mo
$280
MLS ID
NDP2607714
This property is in Chula Vista (91910). Browse neighborhood analytics →
About This Property
This stunning new tri-level home in the vibrant Citrus Bay community of Chula Vista features 2 spacious bedrooms, 2.5 modern bathrooms all in 1,384 square feet of living space, plus an attached 2-car garage and private deck. The beautiful finishes throughout include sleek white cabinets with soft-close technology, quartz countertops with upgraded full tile backsplash in the kitchen, 5-burner gas range, microwave-hood & dishwasher (all Stainless Steel). The home has upgraded flooring, including beautiful luxury vinyl plank floors in the entry and the entire 2nd floor of the home. 9' ceilings and ample windows create a bright, open feel. Citrus Bay is just 1 mile from the scenic bay and near the luxurious Gaylord Pacific Resort, this home places you in the heart of Chula Vista with walkable access to restaurants, the Chula Vista Center Mall, and more. Beyond the home itself, the community offers a private recreational center with a sparkling pool, outdoor cooking area and showers/restrooms. A lush park is under construction now, which is perfect for relaxing with family and friends. Photos and videos are for representational purposes only.
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Est. Monthly Payment
$4,661
Location
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Comparable Properties
5 comps foundThis Property
$3,274
Comp Average
$3,160
376 Center St.
2bd / 2ba · 1,224 sqft · Condo
$480K
Est. $2,822/mo
149 4th Avenue
3bd / 2.5ba · 1,392 sqft · Condo
$539K
Est. $3,181/mo
1370 Callejon Cervantes
2bd / 2.5ba · 1,420 sqft · Townhouse
$670K
Est. $3,539/mo
376 Center Street
2bd / 2.5ba · 1,452 sqft · Condo
$570K
Est. $3,030/mo
1502 Apache Dr
2bd / 2ba · 1,270 sqft · Condo
$620K
Est. $3,227/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
12 leases of 1–3 bed condos & townhomes within 1 mi · $3,039–$3,404
Blended 50/50 with a property-level estimate
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$2,674/mo short at 20% down; 81% down or +$3,473/mo rent closes it.
- Break-even price
- $291,792
- Break-even rent
- $6,747/mo
- Cashflow at 35% down
- −$2,008/mo
- Down payment to break even
- 81%
- Rate to break even
- Not reachable
54% under asking
$3,473/mo above the estimate
$518,319 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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