505 Pinedale
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505 Pinedale

C

Vista, CA 92081

$790,000
NEW — 3d

Beds

3

Baths

2.5

Sqft

1,918

Year Built

2023

Days on Market

3

Property Type

Condo

HOA/mo

$335

MLS ID

260015410SD

This property is in Vista (92081). View neighborhood stats →

About This Property

Welcome to this beautifully upgraded, like-new corner-lot residence located in one of Vista’s most desirable pet-friendly communities. Built recently and enhanced with more than $38,000 in premium builder upgrades, this exceptional home showcases hardwood flooring, quartz countertops, designer tile accents, and upgraded soft-close cabinetry throughout. The thoughtfully finished outdoor space features a lawn area and BBQ patio, perfect for relaxing or entertaining. Designed for modern living, the open-concept floor plan is filled with natural light and centers around a stylish kitchen complete with stainless steel appliances, a large island, and ample storage. A convenient powder room is also located on the main level. Upstairs, a spacious loft provides added flexibility and serves as a natural separation between the primary suite, secondary bedrooms, and laundry area. The private primary retreat offers a walk-in closet, ensuite bathroom, and its own thermostat, complemented by dual-zone climate control for personalized comfort throughout the home. Additional highlights include owned solar, an EV charger, in-home laundry, a private patio, and an attached 2-car garage. Ideally situated directly across from a neighborhood tot lot and play structure, residents also enjoy access to community amenities including a dog run and EV charging stations. Conveniently located near schools and just minutes from Highway 78, this move-in-ready home combines contemporary style, energy efficiency, and everyday convenience.

Mortgage Calculator

Est. Monthly Payment

$5,350

Principal & Interest$3,995
Property Tax$790
Insurance$230
HOA$335
%($158,000)
%

Location

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Investment Score

25D
Est. Monthly Rent
$3,395
Monthly Cashflow

Rent − PITIA

$-1,955
Full Cashflow

Incl. vacancy, PM, maint, capex

$-3,394

Mortgage (P+I)
$3,995
Cap Rate
0.91%
Cash-on-Cash
-25.78%
DSCR

Need ≥ 1.25 for DSCR loan

0.63
Break-even Rent
$7,803

NOI (Annual)
$7,210
Price-to-Rent

Lower = better for investors

19.4

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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