510 Avenida Centro #114
1 / 20

510 Avenida Centro #114

Ctop 80%

Chula Vista, CA 91910

$759,900
STR limited · Chula Vista residents only · TOT 10%

An HOA may ban rentals of 30 days or less (Civ. Code §4741): check the CC&Rs.

Pass at asking: -$3,375/mo full cashflow at 20% down, 7.43% rate.

Works at $320,520 (58% under asking), or at 84% down.

Rent $3,612/mo from 10 leases of 2–4 bed condos & townhomes within 1 mi ($3,680–$3,950).

Beds

3

Baths

3

Sqft

2,011

Year Built

2026

Days on Market

113

Property Type

Townhouse

HOA/mo

$320

MLS ID

NDP2606894

This property is in Chula Vista (91910). Browse neighborhood analytics →

Virtual Tour

About This Property

This stunning new tri-level home in the vibrant Citrus Bay community of Chula Vista is ready for move-in and packed with style. Our largest floorplan at 2,011 square feet, this home features 3 bedrooms plus a "flex" room (great for a home office), 2 full bathrooms + 2 half-baths, a generous deck, large living/kitchen/dining area and windows on all sides of this end-unit for ample light. There's an attached 2 -car garage. The home has beautiful finishes throughout-including upgraded flooring with gorgeous luxury vinyl plank floors on both the 1st & 2nd levels, sleek white cabinets/drawers with "soft-close" technology, quartz countertops with full kitchen tile backsplash, SS appliances including a 5-burner gas range, microwave/hood & dishwasher. Just 1 mile from the luxurious Gaylord Pacific Resort, this home places you in the heart of Chula Vista with walkable access to restaurants, the Chula Vista Center Mall and more. Beyond the home itself, the community offers a sparkling pool, BBQ areas and a future lush park, perfect for relaxing with family and friends. Photos are of the professionally decorated model home.

Mortgage Calculator

Est. Monthly Payment

$5,523

Principal & Interest$4,222
Property Tax$760
Insurance$222
HOA$320
%($151,980)
%
Loan Term

Location

Loading map...

Investment Score

32C
Est. Monthly Rent
$3,612

10 leases of 2–4 bed condos & townhomes within 1 mi · $3,680–$3,950

Blended 50/50 with the zip's market median ($3,488)

Monthly Cashflow

Rent − PITIA

-$1,911
Full Cashflow

Incl. vacancy, PM, maint, capex

-$3,375

What would make this work?

$3,375/mo short at 20% down; 84% down or +$4,384/mo rent closes it.

Break-even price

58% under asking

$320,520
Break-even rent

$4,384/mo above the estimate

$7,996/mo
Cashflow at 35% down
−$2,584/mo
Down payment to break even

$638,316 cash

84%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$4,222
Cap Rate
1.62%
Cash-on-Cash
-26.65%
DSCR

Need ≥ 1.25 for DSCR loan

0.65

NOI (Annual)
$12,320
Price-to-Rent

Lower = better for investors

17.5

* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

Open Full Calculator
CCashflow−$3,375/mo