
510 Avenida Centro #114
Ctop 80%Chula Vista, CA 91910
An HOA may ban rentals of 30 days or less (Civ. Code §4741): check the CC&Rs.
Pass at asking: -$3,375/mo full cashflow at 20% down, 7.43% rate.
Works at $320,520 (58% under asking), or at 84% down.
Rent $3,612/mo from 10 leases of 2–4 bed condos & townhomes within 1 mi ($3,680–$3,950).
Beds
3
Baths
3
Sqft
2,011
Year Built
2026
Days on Market
113
Property Type
Townhouse
HOA/mo
$320
MLS ID
NDP2606894
This property is in Chula Vista (91910). Browse neighborhood analytics →
About This Property
This stunning new tri-level home in the vibrant Citrus Bay community of Chula Vista is ready for move-in and packed with style. Our largest floorplan at 2,011 square feet, this home features 3 bedrooms plus a "flex" room (great for a home office), 2 full bathrooms + 2 half-baths, a generous deck, large living/kitchen/dining area and windows on all sides of this end-unit for ample light. There's an attached 2 -car garage. The home has beautiful finishes throughout-including upgraded flooring with gorgeous luxury vinyl plank floors on both the 1st & 2nd levels, sleek white cabinets/drawers with "soft-close" technology, quartz countertops with full kitchen tile backsplash, SS appliances including a 5-burner gas range, microwave/hood & dishwasher. Just 1 mile from the luxurious Gaylord Pacific Resort, this home places you in the heart of Chula Vista with walkable access to restaurants, the Chula Vista Center Mall and more. Beyond the home itself, the community offers a sparkling pool, BBQ areas and a future lush park, perfect for relaxing with family and friends. Photos are of the professionally decorated model home.
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Est. Monthly Payment
$5,523
Location
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Comparable Properties
5 comps foundThis Property
$3,612
Comp Average
$3,630

505 Avenida Centro
3bd / 2.5ba · 1,776 sqft · Condo
$764K
Est. $3,953/mo
507 Avenida Centro
3bd / 2.5ba · 1,696 sqft · Condo
$756K
Est. $3,879/mo
376 Center St.
3bd / 2.5ba · 1,669 sqft · Condo
$650K
Est. $3,405/mo
510 Avenida Centro
3bd / 2.5ba · 2,011 sqft · Townhouse
$777K
Est. $3,877/mo
413 Sanibelle Circle
3bd / 3ba · 1,570 sqft · Townhouse
$675K
Est. $3,034/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
10 leases of 2–4 bed condos & townhomes within 1 mi · $3,680–$3,950
Blended 50/50 with the zip's market median ($3,488)
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$3,375/mo short at 20% down; 84% down or +$4,384/mo rent closes it.
- Break-even price
- $320,520
- Break-even rent
- $7,996/mo
- Cashflow at 35% down
- −$2,584/mo
- Down payment to break even
- 84%
- Rate to break even
- Not reachable
58% under asking
$4,384/mo above the estimate
$638,316 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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