4982 Ensign Street
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4982 Ensign Street

D

San Diego, CA 92117

$1,299,998
NEW — 1d

Beds

4

Baths

3

Sqft

2,200

Year Built

1956

Days on Market

1

Property Type

Single Family

HOA/mo

N/A

MLS ID

PTP2602886

This property is in San Diego (92117). View neighborhood stats →

Virtual Tour

About This Property

Beautifully reimagined from top to bottom, this fully remodeled home blends thoughtful design with effortless comfort in a prime location. Step through the door into a bright, open living space where new LVP flooring flows throughout and natural light fills every corner. The family room makes an immediate statement with a stunning floor-to-ceiling plaster fireplace, creating a sophisticated focal point. Just beyond, the dining area opens seamlessly to the backyard through a sliding glass door, offering the perfect balance of indoor-outdoor living. The fully remodeled kitchen is beautifully finished, overlooking the dining space and designed for connection. Quartz countertops, an elegant subway tile backsplash, new cabinetry, and brushed gold accents come together to create a clean, elevated aesthetic. The separate living room provides additional space to relax or entertain, with its own slider leading out to the backyard. Outside, a nicely landscaped yard and covered pergola create a private retreat, ideal for al fresco dining, weekend lounging, or hosting under the San Diego sun. Upstairs, the spacious primary suite serves as a peaceful escape, complete with a walk-in closet and a beautifully updated ensuite bathroom featuring a custom-tiled walk-in shower. On the main level, three additional bedrooms provide versatility for guests, family, or a dedicated home office. One bedroom features its own updated ensuite bath, while a third fully remodeled bathroom is conveniently located in the hallway. Every detail has been upgraded, including a new roof, retrofit windows, new sliding glass doors, a new HVAC system with a 4-ton condenser, tankless water heater, recessed lighting, and new ceiling fans throughout. Ideally situated in a central location, this home offers easy access to parks, schools, restaurants, shopping, and the natural beauty of San Clemente Canyon, bringing together modern living and everyday convenience in one exceptional offering.

Mortgage Calculator

Est. Monthly Payment

$8,253

Principal & Interest$6,573
Property Tax$1,300
Insurance$379
%($260,000)
%

Location

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Investment Score

7D
Est. Monthly Rent
$4,550
Monthly Cashflow

Rent − PITIA

$-3,702
Full Cashflow

Incl. vacancy, PM, maint, capex

$-5,832

Mortgage (P+I)
$6,573
Cap Rate
0.68%
Cash-on-Cash
-26.92%
DSCR

Need ≥ 1.25 for DSCR loan

0.55
Break-even Rent
$12,124

NOI (Annual)
$8,894
Price-to-Rent

Lower = better for investors

23.8

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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