4970 Mable Way

4970 Mable Way

D

San Diego, CA 92117

$998,000
NEW — 0d on market

Soft Appraisal Value: $988,300 · 1.0% above estimate

Beds

4

Baths

2

Sqft

1,117

Year Built

1961

Days on Market

0

Property Type

Single Family

HOA/mo

N/A

MLS ID

PTP2602570

Description

Beautifully renovated Clairemont home located on a quiet loop street with minimal traffic. Completely updated inside and out, featuring new flooring, dual-pane windows, modern appliances, and a fully redesigned kitchen and bathrooms, truly move-in ready. High-efficiency mini split A/C units provide customizable comfort throughout the home. The home offers a highly functional layout, complemented by an exceptional indoor-outdoor flow. A covered patio creates a true extension of the living space, ideal for entertaining, outdoor dining, or relaxing year-round. With the addition of TVs and comfortable seating, this space becomes the perfect place to relax, unwind or create a play area for kids! The options are endless! The backyard also includes a versatile storage shed that can easily function as a home office, workshop, gym, or creative studio, or adding storage space for surf boards, bikes, or whatever hobbies your heart desires. Centrally located, you’re minutes from top dining, shopping, schools, and major freeway access. Just 15 minutes to downtown San Diego, the airport, beaches, Mission Bay, and multiple golf courses. A great opportunity for first-time buyers or investors looking to build a strong rental portfolio in a high-demand, appreciating neighborhood.

Mortgage Calculator

Est. Monthly Payment

$6,336

Principal & Interest$5,046
Property Tax$998
Insurance$291
%($199,600)
%

Investment Score

5D
Est. Monthly Rent
$4,491
Monthly Cashflow

Rent − PITIA

$-1,844
Full Cashflow

Incl. vacancy, PM, maint, capex

$-3,709

Mortgage (P+I)
$5,046
Cap Rate
1.61%
Cash-on-Cash
-22.30%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.71
Break-even Rent
$9,308

NOI (Annual)
$16,049
Price-to-Rent

Lower = better for investors

18.5

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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