4657 Chateau Place

4657 Chateau Place

D

San Diego, CA 92117

$950,000

Beds

3

Baths

1

Sqft

1,018

Year Built

1963

Days on Market

23

Property Type

Single Family

HOA/mo

N/A

MLS ID

NDP2602155

Description

Welcome to your next chapter in the heart of Clairemont! This beautifully updated single-level home is tucked away on an elevated cul-de-sac lot, offering added privacy, refreshing breezes, and a peaceful neighborhood setting with no HOA. Inside, you’ll find a thoughtfully upgraded interior featuring newer shaker-style cabinetry, sleek stainless steel appliances, and durable luxury plank vinyl flooring throughout. Comfort and efficiency are front and center with owned solar, a tankless water heater, new attic insulation, energy-efficient windows, and zoned A/C & Heat — giving you modern living with long-term savings. The spacious lot offers exciting potential to expand the home or build an ADU, creating flexibility for multigenerational living or additional rental income. Enjoy beautiful new sod in the large backyard, complete with stamped concrete covered patio for those sunny California days. Whether you’re a first-time buyer or looking for a smart investment opportunity, this property checks all the boxes. Ideally located in the heart of Clairemont and just minutes to San Diego’s world-famous beaches, shopping, dining, and major freeways — this is the lifestyle you’ve been waiting for. Don’t miss your opportunity to own a move-in-ready home in one of San Diego’s most desirable central communities!

Mortgage Calculator

Est. Monthly Payment

$6,031

Principal & Interest$4,804
Property Tax$950
Insurance$277
%($190,000)
%

Investment Score

3D
Est. Monthly Rent
$3,652
Monthly Cashflow

Rent − PITI − HOA

$-2,379
Full Cashflow

Incl. vacancy, PM, maint, capex

$-4,010

Mortgage (P+I)
$4,804
Cap Rate
1.00%
Cash-on-Cash
-25.33%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.61
Break-even Rent
$8,860

NOI (Annual)
$9,520
Price-to-Rent

Lower = better for investors

21.7

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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