4982 Ensign
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4982 Ensign

C

San Diego, CA 92117

$1,299,000

Soft Appraisal Value: $1,286,600 · 1.0% above estimate

Beds

5

Baths

3

Sqft

2,200

Year Built

1956

Days on Market

10

Property Type

Single Family

HOA/mo

N/A

MLS ID

260014894SD

This property is in San Diego (92117). View neighborhood stats →

Virtual Tour

About This Property

Welcome to 4982 Ensign. This beautifully renovated 5-bedroom (one a double door can be an office?) , 3-bath home. This sought after Clairemont home has 3 bedrooms & hall bath + a primary bedroom w/ ensuite bath down or use the other huge primary w/ ensuite bath thats upstairs. Step inside to a bright, open living space where new LVP flooring and natural light create a warm, inviting feel. It also features a stunning floor-to-ceiling plaster fireplace. There is also a huge family room and dining area that open to the backyard, offering seamless indoor-outdoor living. The fully remodeled kitchen is beautifully finished w/ quartz countertops, elegant subway tile backsplash, new cabinetry, and brushed gold accents. Outside, a nicely landscaped yard and covered pergola create a private retreat ideal for al fresco dining or lounging under the San Diego sun. Upgrades include a new roof, retrofit windows, new sliding glass doors, new HVAC with 4-ton condenser, tankless water heater, recessed lighting, & new ceiling fans throughout. Centrally located near parks, schools, restaurants, shopping, and San Clemente Canyon. This is a must see! Welcome to 4982 Ensign. This beautifully renovated 5-bedroom (one a double door can be an office?) , 3-bath home. This sought after Clairemont home has 3 bedrooms & hall bath + a primary bedroom w/ ensuite bath down or use the other huge primary w/ ensuite bath thats upstairs. Step inside to a bright, open living space where new LVP flooring and natural light create a warm, inviting feel. It also features a stunning floor-to-ceiling plaster fireplace. There is also a huge family room and dining area that open to the backyard, offering seamless indoor-outdoor living. The fully remodeled kitchen is beautifully finished w/ quartz countertops, elegant subway tile backsplash, new cabinetry, and brushed gold accents. Outside, a nicely landscaped yard and covered pergola create a private retreat ideal for al fresco dining or lounging under the San Diego sun. Upgrades include a new roof, retrofit windows, new sliding glass doors, new HVAC with 4-ton condenser, tankless water heater, recessed lighting, & new ceiling fans throughout. Centrally located near parks, schools, restaurants, shopping, and San Clemente Canyon. This is a must see!

Mortgage Calculator

Est. Monthly Payment

$8,246

Principal & Interest$6,568
Property Tax$1,299
Insurance$379
%($259,800)
%

Location

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Investment Score

27D
Est. Monthly Rent
$6,297
Monthly Cashflow

Rent − PITIA

$-1,949
Full Cashflow

Incl. vacancy, PM, maint, capex

$-4,480

Mortgage (P+I)
$6,568
Cap Rate
1.93%
Cash-on-Cash
-20.69%
DSCR

Need ≥ 1.25 for DSCR loan

0.76
Break-even Rent
$12,116

NOI (Annual)
$25,058
Price-to-Rent

Lower = better for investors

17.2

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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