3620 Cowley Way
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3620 Cowley Way

C

San Diego, CA 92117

$1,145,000
NEW — 2d

Soft Appraisal Value: $1,120,400 · 2.2% above estimate

Beds

4

Baths

2

Sqft

1,324

Year Built

1953

Days on Market

2

Property Type

Single Family

HOA/mo

N/A

MLS ID

NDP2606176

This property is in San Diego (92117). View neighborhood stats →

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About This Property

Check out this sought-after SOUTH-WEST and convenient location in Bay Park! A wonderful four-bedroom delight with two full baths. "Cute as a bug's ear, so they say!" Fresh paint, new flooring, flexible one-story floorplan. Walk-in closet in primary and in 2nd bedroom. This street of homes is reviving in every way. The backyard is stone-terraced with flowers and lovely greenery. Come and see and bring your gardening ideas to fruition. EZ access to shopping, Mission Bay, sandy Beaches, 5 Freeway and beyond!

Mortgage Calculator

Est. Monthly Payment

$7,269

Principal & Interest$5,790
Property Tax$1,145
Insurance$334
%($229,000)
%

Location

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Investment Score

28D
Est. Monthly Rent
$5,288
Monthly Cashflow

Rent − PITIA

$-1,981
Full Cashflow

Incl. vacancy, PM, maint, capex

$-4,151

Mortgage (P+I)
$5,790
Cap Rate
1.72%
Cash-on-Cash
-21.75%
DSCR

Need ≥ 1.25 for DSCR loan

0.73
Break-even Rent
$10,679

NOI (Annual)
$19,663
Price-to-Rent

Lower = better for investors

18.0

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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