4909 Orchard Avenue
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4909 Orchard Avenue #204

D

San Diego, CA 92107

$1,199,900

Beds

2

Baths

2

Sqft

953

Year Built

1964

Days on Market

35

Property Type

Condo

HOA/mo

$700

MLS ID

NDP2602022

This property is in San Diego (92107). View neighborhood stats →

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About This Property

Experience elevated coastal living at 4909 Orchard Ave #204, a stunning oceanfront retreat in the heart of coveted Ocean Beach community. This completely reimagined 2-bedroom, 2-bath residence offers 953 square feet of refined luxury with panoramic ocean views that stretch across the unit. The spacious primary suite offers a tranquil escape offering breathtaking sights and the sounds of waves crashing. A well-proportioned second bedroom provides flexibility and additional space for friends, family or work-space. This unit includes secure underground garage parking and the rare bonus of two dedicated storage closets within the garage, providing exceptional convenience and valuable additional space. Set within the completely redone Sunset Towers complex, residents enjoy a refreshed coastal aesthetic, enhanced common areas, and the rare privilege of true oceanfront living and only steps to the beach. Whether you’re savoring sunset skies from your private vantage point or stepping directly out to the sand, this is a turnkey opportunity to own a slice of San Diego’s most iconic shoreline.

Mortgage Calculator

Est. Monthly Payment

$8,317

Principal & Interest$6,067
Property Tax$1,200
Insurance$350
HOA$700
%($239,980)
%

Location

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Investment Score

0D
Est. Monthly Rent
$2,914
Monthly Cashflow

Rent − PITIA

$-5,403
Full Cashflow

Incl. vacancy, PM, maint, capex

$-7,073

Mortgage (P+I)
$6,067
Cap Rate
-1.01%
Cash-on-Cash
-35.37%
DSCR

Need ≥ 1.25 for DSCR loan

0.35
Break-even Rent
$12,100

NOI (Annual)
$-12,072
Price-to-Rent

Lower = better for investors

34.3

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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