5119 Lotus St
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5119 Lotus St

D

San Diego, CA 92107

$1,050,000

Soft Appraisal Value: $1,009,900 · 4.0% above estimate

Beds

1

Baths

1

Sqft

384

Year Built

1939

Days on Market

65

Property Type

Single Family

HOA/mo

N/A

MLS ID

260003318SD

This property is in San Diego (92107). View neighborhood stats →

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About This Property

Whether you're a surf enthusiast chasing morning waves, a foodie exploring Newport Ave, or simply unwinding in a sun soaked coastal town, this Ocean Beach Cottage is the perfect coastal retreat. Ideally located close to everything -this completely remodeled & upgraded 1-bedroom house has all the space you need for living your best life in OB. Enjoy the laid back SoCal lifestyle with easy access to surf, sunsets, and seaside fun. OBs known for its welcoming dog friendly vibe, with weekly farmers markets and casual coastal charm. With strong rental appeal, this short term rental is a great choice for investors or anyone looking to share this lifestyle with guests year- round. Possible to buy with the one nextdoor at 5123 Lotus.

Mortgage Calculator

Est. Monthly Payment

$6,666

Principal & Interest$5,309
Property Tax$1,050
Insurance$306
%($210,000)
%

Location

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Investment Score

0D
Est. Monthly Rent
$2,341
Monthly Cashflow

Rent − PITIA

$-4,324
Full Cashflow

Incl. vacancy, PM, maint, capex

$-5,738

Mortgage (P+I)
$5,309
Cap Rate
-0.49%
Cash-on-Cash
-32.79%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.35
Break-even Rent
$9,793

NOI (Annual)
$-5,141
Price-to-Rent

Lower = better for investors

37.4

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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