Ocean Beach
92107 · San Diego
Ocean Beach — San Diego's most eclectic beach town. Vintage surf culture, Newport Avenue shops, the OB Pier, and the famous Dog Beach. A tight-knit community with a counterculture vibe.
Active Listings
49
Median Price
$1.70M
Avg Rent
$5,480/mo
Avg Cashflow
$-7,924/mo
Avg Cap Rate
0.3%
Avg CoC
-31.6%
P/R Ratio
29.7
Cashflow+ %
0%
Price Range
$419K
$5.7M
Highlights
- ✓OB Pier, Dog Beach, and Sunset Cliffs are iconic attractions
- ✓Newport Avenue is a walkable main street with local character
- ✓Strong vacation rental history (check current regulations)
- ✓Loyal community — tenants tend to stay long-term
Investor Notes
- ◈Smaller market (~31 listings) — competitive for buyers
- ◈Older 1950s-70s construction — budget for maintenance and upgrades
- ◈Beach proximity commands strong rents despite quirky housing stock
- ◈STR regulations have tightened — verify before counting on Airbnb income
Demographics
Vibe
Eclectic surf town, bohemian
Median Income
~$70K
Top Employers
Tourism, hospitality, small business, military
Top 5 Listings by Score
| Address | Score | Price | Est. Rent | CF/mo |
|---|---|---|---|---|
| 4339 Rialto Street 2bd / 2ba · 954 sqft | A 57 | $550K | $3,400 | $-671 |
| 4444 Point Loma Boulevard 1bd / 1ba · 725 sqft | A 50 | $419K | $2,768 | $-716 |
| 4444 Point Loma 1bd / 1ba · 802 sqft | B 44 | $460K | $2,821 | $-951 |
| 4426 Temecula St 1bd / 1ba · 536 sqft | B 41 | $485K | $2,555 | $-1,146 |
| 4338 Montalvo 3 2bd / 2ba · 695 sqft | B 37 | $575K | $2,883 | $-1,403 |
Stats are live from our database. Default assumptions: 20% down, 7.28% rate, 30yr. Rents estimated via proprietary model.