4878 Pescadero Ave
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4878 Pescadero Ave #102

D

San Diego, CA 92107

$1,099,000
NEW — 1d

Soft Appraisal Value: $1,028,100 · 6.9% above estimate

Beds

2

Baths

2

Sqft

1,078

Year Built

1973

Days on Market

1

Property Type

Condo

HOA/mo

$950

MLS ID

260009254SD

This property is in San Diego (92107). View neighborhood stats →

About This Property

Welcome to coastal living at its finest in this beautifully maintained 2-bedroom, 2-bathroom condo offering approximately 1,078 square feet, ideally located along the waterfront in Ocean Beach. Enjoy sweeping ocean views and refreshing sea breezes from your private balconies—perfect for morning coffee or relaxing at sunset. Inside, a bright and inviting open-concept layout showcases a beautifully updated kitchen with rich wood cabinetry, stainless steel appliances, and a stylish tile backsplash. The kitchen flows seamlessly into the dining and living areas, creating an ideal space for both everyday living and entertaining. A wall of mirrors enhances natural light and amplifies the sense of space, while modern lighting, ceiling fans, and warm-toned flooring complete the cohesive, move-in-ready design. The spacious primary suite offers a tranquil retreat with generous proportions, mirrored closet doors, and direct balcony access, along with a well-appointed en-suite bathroom featuring dual vanities, ample storage, and updated finishes. The versatile second bedroom features custom built-ins, a Murphy bed, and an updated en-suite bathroom, making it ideal for guests, a home office, or both. Additional highlights include abundant storage throughout, in-unit combo washer/dryer, and a secure building for added peace of mind. Located just steps from the sand and surf, and moments from the shops, dining, and vibrant energy of Newport Avenue, this home offers the ultimate blend of comfort, convenience, and coastal charm!

Mortgage Calculator

Est. Monthly Payment

$7,927

Principal & Interest$5,557
Property Tax$1,099
Insurance$321
HOA$950
%($219,800)
%

Location

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Investment Score

0D
Est. Monthly Rent
$4,303
Monthly Cashflow

Rent − PITIA

$-3,624
Full Cashflow

Incl. vacancy, PM, maint, capex

$-5,530

Mortgage (P+I)
$5,557
Cap Rate
0.03%
Cash-on-Cash
-30.19%
DSCR

Need ≥ 1.25 for DSCR loan

0.54
Break-even Rent
$11,484

NOI (Annual)
$330
Price-to-Rent

Lower = better for investors

21.3

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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