4885 Cole St
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4885 Cole St #36

D

San Diego, CA 92117

$465,000

Beds

2

Baths

1.5

Sqft

870

Year Built

1974

Days on Market

75

Property Type

Condo

HOA/mo

$423

MLS ID

260002432SD

This property is in San Diego (92117). View neighborhood stats →

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About This Property

Move-in ready top-floor end unit with 2 bedrooms and 1.5 baths, featuring a private view balcony. This bright and open floor plan boasts luxury vinyl plank flooring, new carpeting, freshly painted interiors, a ceiling fan, mirrored closet doors, and upscale bathrooms. The main bathroom includes a tub/shower combo, and there's a convenient half bath off the living room for guests. Enjoy an assigned parking space with easy access to the unit via stairs or elevator. Low HOA dues cover water! Just one block from the popular Clairemont Town Square with its many shops and restaurants, and minutes from Mission Bay and La Jolla beaches. Perfect for an investor

Mortgage Calculator

Est. Monthly Payment

$3,375

Principal & Interest$2,351
Property Tax$465
Insurance$136
HOA$423
%($93,000)
%

Location

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Investment Score

1D
Est. Monthly Rent
$1,999
Monthly Cashflow

Rent − PITIA

$-1,376
Full Cashflow

Incl. vacancy, PM, maint, capex

$-2,224

Mortgage (P+I)
$2,351
Cap Rate
0.33%
Cash-on-Cash
-28.69%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.59
Break-even Rent
$4,887

NOI (Annual)
$1,533
Price-to-Rent

Lower = better for investors

19.4

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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