4875 Cole St
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4875 Cole St #69

A

San Diego, CA 92117

$480,000

Soft Appraisal Value: $479,400 · 0.1% above estimate

Beds

3

Baths

1.5

Sqft

952

Year Built

1974

Days on Market

54

Property Type

Condo

HOA/mo

$500

MLS ID

260006699SD

This property is in San Diego (92117). View neighborhood stats →

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About This Property

The only 3-bedroom condo below $500k in Clairemont. Move-in ready, top floor home. Sunny and bright with south-facing windows that capture the coastal breeze and open views. Fresh paint, wood-style laminate floors, granite counters. Conveniently located within minutes to schools, parks, restaurants, shopping malls. Easy access to freeways. 10 min to UTC, UCSD, hospitals. 16 min to La Jolla shores.

Mortgage Calculator

Est. Monthly Payment

$3,547

Principal & Interest$2,427
Property Tax$480
Insurance$140
HOA$500
%($96,000)
%

Location

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Investment Score

60A
Est. Monthly Rent
$3,120
Monthly Cashflow

Rent − PITIA

$-427
Full Cashflow

Incl. vacancy, PM, maint, capex

$-1,545

Mortgage (P+I)
$2,427
Cap Rate
2.21%
Cash-on-Cash
-19.31%
DSCR

Need ≥ 1.25 for DSCR loan

0.88
Break-even Rent
$5,126

NOI (Annual)
$10,589
Price-to-Rent

Lower = better for investors

12.8

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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