4099 Huerfano Ave

4099 Huerfano Ave

D

San Diego, CA 92117

$529,000
NEW — 0d on market

Beds

2

Baths

1

Sqft

784

Year Built

1970

Days on Market

0

Property Type

Condo

HOA/mo

$457

MLS ID

260005576SD

Description

Welcome home to the ultimate coastal lifestyle in Bay Ho, one of San Diego's most sought-after neighborhoods with one of the lowest HOAs! This beautifully updated 2-bed, 1-bath single-level gem is perfectly positioned in the heart of it all, putting the very best of America's Finest City right at your fingertips. Arrive at your ground-level entrance, no stairs, no hassle, just effortless living from the moment you walk in. Inside, fresh paint and stunning upgraded flooring create a bright, modern atmosphere that immediately feels like home. The sleek, open-concept kitchen is an dream, boasting gorgeous granite countertops, stainless steel appliances, updated cabinet fronts with stylish hardware, and new drawers with soft close sliders. Step out onto your balcony and breathe it all in! Whether it's your morning coffee or a golden-hour unwind, this is your personal slice of San Diego's legendary climate. The generously sized bedrooms feature new ceiling fans for year-round comfort and spacious closets to keep everything organized. Outside, your designated covered carport offers stress-free parking alongside convenient extra storage cabinets. The community pool and spa are just a leisurely stroll away. This location is absolutely unbeatable! A quick quarter-mile walk to the trolley puts Downtown San Diego within easy reach for game nights, dining out, or weekend adventures. Add to that incredible shopping, restaurants, major freeways, stunning beaches, top-rated schools, Pacific Beach, Fiesta Island, Sea World, USD and UCSD and more! Come see it and get ready to fall in love! Welcome home to the ultimate coastal lifestyle in Bay Ho, one of San Diego's most sought-after neighborhoods with one of the lowest HOAs! This beautifully updated 2-bedroom, 1-bathroom single-level gem is perfectly positioned in the heart of it all, putting the very best of America's Finest City right at your fingertips. Arrive at your ground-level entrance, no stairs, no hassle, just effortless living from the moment you walk in. Inside, fresh paint and stunning upgraded flooring create a bright, modern atmosphere that immediately feels like home. The sleek, open-concept kitchen is an dream, boasting gorgeous granite countertops, stainless steel appliances, updated cabinet fronts with stylish hardware, and new drawers with soft close sliders. Generous counter and storage space to make every meal a pleasure. Step out onto your private balcony and breathe it all in! Whether it's your morning coffee or a golden-hour unwind, this is your personal slice of San Diego's legendary climate. The generously sized bedrooms feature new ceiling fans for year-round comfort and spacious closets to keep everything organized. Outside, your designated covered carport offers stress-free parking alongside convenient extra storage cabinets. The community pool and spa are just a leisurely stroll away. This location is absolutely unbeatable! A quick quarter-mile walk to the trolley puts Downtown San Diego within easy reach for game nights, dining out, or weekend adventures. Add to that incredible shopping, restaurants, major freeways, stunning beaches, top-rated schools, Pacific Beach, Fiesta Island, Sea World, USD and UCSD and so much more. This centrally located coastal treasure won't last long. Come see it for yourself and get ready to fall in love!

Mortgage Calculator

Est. Monthly Payment

$3,815

Principal & Interest$2,675
Property Tax$529
Insurance$154
HOA$457
%($105,800)
%

Investment Score

15D
Est. Monthly Rent
$2,995
Monthly Cashflow

Rent − PITI − HOA

$-820
Full Cashflow

Incl. vacancy, PM, maint, capex

$-1,950

Mortgage (P+I)
$2,675
Cap Rate
1.65%
Cash-on-Cash
-9.30%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.79
Break-even Rent
$3,815

NOI (Annual)
$8,704
Price-to-Rent

Lower = better for investors

14.7

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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