4060 Huerfano Avenue San Diego

4060 Huerfano Avenue San Diego

D

, CA 92117

$415,000

Beds

1

Baths

1

Sqft

613

Year Built

1972

Days on Market

34

Property Type

Condo

HOA/mo

$660.35

MLS ID

260002038SD

Description

Light and bright, this move-in ready unit is filled with natural light and is one of the most desirable units in the complex. The private outdoor patio overlooks a scenic hillside with peek-a-boo views of Mission Bay, offering a rare sense of privacy compared to many units that look out into common area spaces. Recently renovated with modern updates and a tasteful splash of color throughout, the home features stylish concrete floors, custom lighting, and butcher block countertops, creating a modern yet warm aesthetic. The unit is equipped with zoned mini-split systems for air conditioning and heating, a rare upgrade not found in every unit in the building. Community amenities include a pool, hot tub, and BBQ areas. Easy freeway access to I-5 and conveniently located near La Jolla, Pacific Beach, and Costco, with an abundance of nearby coffee shops and restaurants. Includes a designated off-street parking space. A must-see opportunity in one of San Diego’s most desirable central neighborhoods.

Mortgage Calculator

Est. Monthly Payment

$3,295

Principal & Interest$2,098
Property Tax$415
Insurance$121
HOA$660
%($83,000)
%

Investment Score

0D
Est. Monthly Rent

Market Rent Estimate

$1,876
Monthly Cashflow

Rent − PITI − HOA

$-1,419
Full Cashflow

Incl. vacancy, PM, maint, capex

$-2,196

Mortgage (P+I)
$2,098
Cap Rate
-0.28%
Cash-on-Cash
-20.51%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.89
Break-even Rent
$3,295

NOI (Annual)
$-1,172
Price-to-Rent

Lower = better for investors

18.4

* Defaults: 20% down, 6.5% rate, 30yr.

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