4060 Huerfano

4060 Huerfano #113

D

San Diego, CA 92117

$399,000
NEW — 4d on market

Beds

1

Baths

1

Sqft

613

Year Built

1972

Days on Market

4

Property Type

Condo

HOA/mo

$660

MLS ID

260007654SD

View on MLS

Description

Incredible opportunity to own a beautifully renovated 1-bedroom condo in the highly desirable Bay Ho community. Whether you’re a first-time buyer or investor, this turnkey home delivers coastal convenience and strong value. Bright and completely refreshed, this home features stunning luxury vinyl plank flooring, sleek quartz countertops, and all-new stainless steel appliances. The thoughtful layout maximizes storage, offering plenty of cabinet space in both the living area and the bedroom. The updated bathroom serves as a comfortable retreat, featuring a spacious vanity and a shower/tub combo. Step outside to your private balcony to enjoy the coastal breeze, or take advantage of the fantastic community amenities, which include a sparkling pool, jacuzzi, BBQ area, and a scenic deck area complete with a bay view! You simply can't beat this location. A quick 5-minute drive connects you to local restaurants, Costco, and major freeways. Plus, you are just moments away from local beaches, Belmont Park, Fiesta Island, and everything else San Diego has to offer.

Mortgage Calculator

Est. Monthly Payment

$3,193

Principal & Interest$2,018
Property Tax$399
Insurance$116
HOA$660
%($79,800)
%

Investment Score

0D
Est. Monthly Rent
$1,607
Monthly Cashflow

Rent − PITIA

$-1,586
Full Cashflow

Incl. vacancy, PM, maint, capex

$-2,288

Mortgage (P+I)
$2,018
Cap Rate
-0.81%
Cash-on-Cash
-34.40%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.50
Break-even Rent
$4,578

NOI (Annual)
$-3,241
Price-to-Rent

Lower = better for investors

20.7

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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