4827 Bayard St
Dbottom 20%San Diego, CA 92109
One license per person in San Diego: whether you can hold it depends on you, not only the home.
This parcel holds a short-term rental license: Tier 2 (home share), through Sep 2028. It doesn’t transfer: a buyer applies for their own.
460 licensed short-term rentals within ½ mile (390 whole home), from the cities' license and permit lists of Nov 7, 2026.
Pass at asking: -$11,041/mo full cashflow at 20% down, 7.43% rate.
Works at $557,465 (72% under asking), or at all cash.
Rent $5,561/mo from 8 leases of 3-bed houses within 1 mi ($4,905–$5,902).
Beds
3
Baths
2
Sqft
1,126
Year Built
1955
Days on Market
45
Property Type
Single Family
HOA/mo
N/A
MLS ID
260023143SD
This property is in San Diego (92109). View neighborhood stats →
About This Property
2-BLOCKS TO THE OCEAN!!! Tax record reflects 4 bedroom 2 bath. This Charming Beach Home has been transformed into a stunning 3 bedroom, with optional 4th bedroom, 2 bath stunner with an option to add an ADU. Zoned R2 minor multiple. Incredible light and bright open floor plan. A Plus Plus Location!!! Just 2 blocks to world famous Law Street Beach. Walk to the Boardwalk, Garnet, the Beach, Restaurants, Clubs, Shopping and more! This property would make a great Primary Residence, 2nd Home, STR, or Long Term Rental. Come see it now before its gone.
Mortgage Calculator
Est. Monthly Payment
$13,660
Location
Loading map...
Zoned Schools
Elementary
Pacific Beach Elementary · grades PK-5 · San Diego Unified
Middle
Pacific Beach Middle · grades 6-8 · San Diego Unified
High
Mission Bay High · grades 9-12 · San Diego Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$5,561
Comp Average
$5,222
713 San Jose Pl
2bd / 2ba · 792 sqft · Single Family
$1.65M
Est. $5,009/mo
1626 Pacific Beach
2bd / 2ba · 1,200 sqft · Single Family
$1.90M
Est. $5,143/mo
5157 Foothill Blvd
3bd / 2ba · 1,388 sqft · Single Family
$2.10M
Est. $5,552/mo
716 Dover
3bd / 1ba · 858 sqft · Single Family
$2.10M
Est. $4,715/mo
818 Queenstown Court
3bd / 3ba · 1,354 sqft · Single Family
$2.19M
Est. $5,692/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
8 leases of 3-bed houses within 1 mi · $4,905–$5,902
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$11,041/mo short at 20% down; 100% down or +$14,338/mo rent closes it.
- Break-even price
- $557,465
- Break-even rent
- $19,899/mo
- Cashflow at 35% down
- −$8,963/mo
- Down payment to break even
- 100%
- Rate to break even
- Not reachable
72% under asking
$14,338/mo above the estimate
$1,995,000 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
Open Full Calculator