
1626 Pacific Beach
Dbottom 20%San Diego, CA 92109
One license per person in San Diego: whether you can hold it depends on you, not only the home.
338 licensed short-term rentals within ½ mile (277 whole home), from the cities' license and permit lists of Nov 3, 2026.
Pass at asking: -$10,736/mo full cashflow at 20% down, 7.49% rate.
Works at $507,116 (73% under asking); even all cash loses money at asking.
Rent $5,080/mo from 8 leases of 1–3 bed houses within 0.5 mi, same school area ($4,859–$6,496).
Beds
2
Baths
2
Sqft
1,200
Year Built
1951
Days on Market
45
Property Type
Single Family
HOA/mo
N/A
MLS ID
260022876SD
This property is in San Diego (92109). View neighborhood stats →
About This Property
Welcome home to 1626 Pacific Beach Drive, a beautifully remodeled single-story detached gem tucked into the coveted Crown Point neighborhood, just one mile from the iconic Pacific Beach Boardwalk. This light-filled 2-bedroom residence also offers a versatile bonus room ideal as a third bedroom, a private home office, or a kids' room, giving you flexibility to live and work the way you want. An open-concept layout sets the tone for effortless entertaining, with seamless indoor-outdoor flow that's the hallmark of true coastal California living. Step through the kitchen slider onto an expansive deck complete with a hot tub, perfect for sunset soaks, while the privacy-fenced front yard adds a welcoming sense of retreat. The chef's kitchen is the heart of the home, showcasing quartz countertops, designer pendant lighting over the island, a farmhouse sink with single-handle faucet, a stunning tile backsplash, soft-close cabinetry, and a full stainless steel appliance suite featuring a 5-burner gas range with microwave above, dishwasher, and refrigerator. Thoughtful upgrades run throughout, including luxury vinyl wide-plank flooring, recessed lighting, ceiling fans, dual pane windows, central heating and air, a walk-in closet, and an enclosed indoor laundry space off the kitchen that connects to the office. Behind the scenes, the home has been brought up to modern standards with upgraded electrical, ABS plumbing, and a replaced roof, giving you peace of mind for years to come. Parking is a non-issue with a 1-car garage featuring epoxy flooring, plus a driveway. The location is what dreams are made of: stroll out your door to the 12-mile Mission Bay Bike Path that winds along the interior bay, soak in the energy of the Boardwalk, Fiesta and Sail Bay, Campland, Belmont Park, and SeaWorld, all within easy reach. Spend your weekends exploring trendy hotel bars, casual cafés, surf-inspired boutiques, and yoga studios, or stay active with golf, disc golf, tennis, pickleball, canoeing, boating, ski clubs, and Ride Circuit just minutes away. Love where you live—make this Pacific Beach beauty your new home today.
Mortgage Calculator
Est. Monthly Payment
$13,065
Location
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Zoned Schools
Elementary
Crown Point Elementary · grades PK-5 · San Diego Unified
Middle
Pacific Beach Middle · grades 6-8 · San Diego Unified
High
Mission Bay High · grades 9-12 · San Diego Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
4 comps foundThis Property
$5,080
Comp Average
$5,380
4827 Bayard St
3bd / 2ba · 1,126 sqft · Single Family
$2.00M
Est. $5,561/mo
5157 Foothill Blvd
3bd / 2ba · 1,388 sqft · Single Family
$2.10M
Est. $5,552/mo

818 Queenstown Court
3bd / 3ba · 1,354 sqft · Single Family
$2.19M
Est. $5,692/mo
716 Dover
3bd / 1ba · 858 sqft · Single Family
$2.10M
Est. $4,715/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
8 leases of 1–3 bed houses within 0.5 mi, same school area · $4,859–$6,496
Blended 50/50 with a property-level estimate
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$10,736/mo short at 20% down; +$13,943/mo rent closes it.
- Break-even price
- $507,116
- Break-even rent
- $19,023/mo
- Cashflow at 35% down
- −$8,746/mo
- Down payment to break even
- Not reachable
- Rate to break even
- Not reachable
73% under asking
$13,943/mo above the estimate
Negative even all-cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.49% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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