4736 Kensington Drive

4736 Kensington Drive

D

San Diego, CA 92116

$2,250,000
NEW — 1d on market

Beds

4

Baths

3.5

Sqft

2,300

Year Built

2012

Days on Market

1

Property Type

Single Family

HOA/mo

N/A

MLS ID

260006017SD

View on MLS

Description

Located on the desirable north side of Kensington and just a short stroll to the restaurants, cafés, and shops along Adams Avenue, this beautifully remodeled Craftsman blends timeless character with thoughtful modern upgrades and a detached income-producing ADU. The main home showcases classic architectural charm paired with an inviting layout designed for both everyday living and entertaining. The spacious kitchen serves as the heart of the home, featuring quartz countertops, custom cabinetry, a large butcher block island, farm sink, and built out pantry. French doors throughout the home invite natural light and create a seamless connection to the outdoor living areas. The primary suite offers a peaceful retreat with a generous walk-in closet and a beautifully designed ensuite bathroom featuring elegant marble finishes, a custom vanity, and a spa-inspired walk-in shower. Set on a generous 7,168 sq ft lot, the backyard has been thoughtfully designed with turf and concrete to create clean, low-maintenance entertaining areas. A brand new jacuzzi and outdoor shower enhance the private, resort-style feel of the space. The detached ADU offers exceptional flexibility and is currently generating $2,650 per month in rental income, providing a valuable opportunity to offset the mortgage, host extended family, or create a private guest retreat. Major upgrades include a brand new roof and fully paid solar, new plumbing, new electrical, adding long-term efficiency and peace of mind while enhancing the home’s overall value and sustainability.

Mortgage Calculator

Est. Monthly Payment

$14,283

Principal & Interest$11,377
Property Tax$2,250
Insurance$656
%($450,000)
%

Investment Score

0D
Est. Monthly Rent
$5,379
Monthly Cashflow

Rent − PITI − HOA

$-8,904
Full Cashflow

Incl. vacancy, PM, maint, capex

$-12,016

Mortgage (P+I)
$11,377
Cap Rate
-0.34%
Cash-on-Cash
-23.74%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.38
Break-even Rent
$14,283

NOI (Annual)
$-7,670
Price-to-Rent

Lower = better for investors

34.9

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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