4540 Talmadge Drive
DSan Diego, CA 92116
Beds
3
Baths
3
Sqft
1,898
Year Built
1949
Days on Market
11
Property Type
Single Family
HOA/mo
N/A
MLS ID
260004910SD
Description
Set on the iconic Talmadge Loop in the heart of Kensington, this exceptional home captures the essence of one of San Diego’s most charming and sought-after neighborhoods. Just a short, enjoyable walk to Kensington Village, you’ll love being moments from local cafés, restaurants, wine bars, and neighborhood favorites while still enjoying a quiet, residential setting. The home offers a spacious and highly functional floorplan highlighted by two generously sized primary bedrooms, each with its own ensuite bathroom—an ideal setup for comfortable everyday living, hosting guests, or accommodating multigenerational needs. The expansive family room serves as the heart of the home and flows effortlessly into the dining area and kitchen, creating a warm and open environment perfect for both casual living and entertaining. Situated on a large corner lot, the home is elevated above street level, providing enhanced privacy and a sense of separation from the street. French doors off the living room invite natural light and open to a charming covered patio, conveniently located off one of the primary bedrooms—an ideal retreat for morning coffee, evening relaxation, or indoor-outdoor living year-round. With its premier location on the Talmadge Loop, this home embodies the true spirit of Kensington living—where timeless character, a strong sense of community, and everyday convenience come together seamlessly. Rarely does a home combine this level of space, privacy, and location, making this a special opportunity to own a home in one of San Diego’s most cherished and enduring neighborhoods.
Mortgage Calculator
Est. Monthly Payment
$10,633
Comparable Properties
5 comps foundThis Property
$5,288
Comp Average
$4,176
4416 40th St
4bd / 3ba · 1,191 sqft · Single Family
$1.25M
Est. $5,509/mo
4463 Bancroft Street
2bd / 2ba · 978 sqft · Single Family
$1.05M
Est. $4,163/mo
3430 Monroe Ave
3bd / 2ba · 2,100 sqft · Single Family
$1.18M
Est. $4,153/mo
4473 30th St
2bd / 2ba · 1,218 sqft · Condo
$1.15M
Est. $3,928/mo
4444 42nd Street
2bd / 1ba · 786 sqft · Single Family
$1.20M
Est. $3,126/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
Rent − PITI − HOA
Incl. vacancy, PM, maint, capex
⚠️ Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Defaults: 20% down, 6.5% rate, 30yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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