4202 Madison Avenue San Diego

4202 Madison Avenue San Diego

D

, CA 92116

$1,450,000
NEW — 4d on market

Beds

3

Baths

1

Sqft

1,364

Year Built

1926

Days on Market

4

Property Type

Single Family

HOA/mo

N/A

MLS ID

260004661SD

Description

Perfectly positioned just steps from everything you love in Kensington Village, this single-level Spanish beauty w/ OWNED SOLAR blends classic character with effortless livability. From the moment you step inside, you’re welcomed by immaculate original hardwood floors, a stunning barreled ceiling, and a spacious living room anchored by a gas fireplace framed with rich wood built-ins. The layout flows seamlessly into a private dining room just off the kitchen — ideal for intimate dinners or hosting friends before strolling down to Adams Avenue. Natural light fills the home, highlighting its warmth and architectural details. The kitchen offers a warm and functional space designed for both everyday living and effortless entertaining. With generous counter space, abundant cabinetry, and a thoughtful layout, it flows naturally into the dining room while still maintaining its own distinct presence. The rear bedroom features charming doors that open directly to a serene, Zen-inspired backyard retreat. Thoughtfully designed with Spanish tile accents and a beautiful gazebo, the outdoor space feels like a private escape — ideal for morning coffee, al fresco dining, or quiet evenings under the stars. Mature landscaping enhances the sense of privacy while still allowing the space to feel open and inviting. A detached one-car garage provides convenience and flexibility — perfect for secure parking, additional storage, or even a creative studio space. Homes in Kensington at this price point — especially ones that are this turn-key and rich in original character — are exceptionally rare.

Mortgage Calculator

Est. Monthly Payment

$9,205

Principal & Interest$7,332
Property Tax$1,450
Insurance$423
%($290,000)
%

Investment Score

0D
Est. Monthly Rent

Market Rent Estimate

$4,145
Monthly Cashflow

Rent − PITI − HOA

$-5,060
Full Cashflow

Incl. vacancy, PM, maint, capex

$-7,222

Mortgage (P+I)
$7,332
Cap Rate
0.09%
Cash-on-Cash
-20.94%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.57
Break-even Rent
$9,205

NOI (Annual)
$1,324
Price-to-Rent

Lower = better for investors

29.2

* Defaults: 20% down, 6.5% rate, 30yr.

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