4502 Vista St
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4502 Vista St

D

San Diego, CA 92116

$1,539,000

Soft Appraisal Value: $1,638,100 · 6.0% below estimate

Beds

3

Baths

2.5

Sqft

1,492

Year Built

1945

Days on Market

48

Property Type

Single Family

HOA/mo

N/A

MLS ID

260005321SD

This property is in San Diego (92116). View neighborhood stats →

Virtual Tour

About This Property

This beautifully reimagined 1940s bungalow blends timeless character with thoughtful modern enhancements. A well-designed addition—featuring a spacious Master Suite, expanded dining area, and powder room—introduces abundant natural light and a seamless circular flow throughout the home. Set back on a sunny corner lot just south of Adams Avenue, this unexpected gem is filled with warmth and comfort at every turn. Indoor and outdoor zen living come together effortlessly, with inviting spaces that open to a private backyard retreat—perfect for al fresco dining, quiet relaxation, or entertaining guests. The open-concept kitchen and dining area serve as the heart of the home, while Bedroom Three offers ideal flexibility as a home office or creative space. A two-car garage provides everyday convenience, complemented by paid-off solar and an EV charger for energy efficiency without compromise. Easy-care landscaping allows you to spend more time enjoying the property and less time maintaining it. All of this, just a short stroll to Kensington’s charming village of shops, cafés, and local favorites—with quick freeway access that keeps the rest of San Diego within easy reach. Welcome to Kensington—where a charming 1945 home, walkable living, and effortless indoor/outdoor flow come together. Very well-maintained and set back on a corner lot just south of Adams, this light-filled residence offers a warm, inviting feel and a layout made for everyday comfort. Host with ease in the open kitchen and dining area, then head outside to your private backyard oasis with space to entertain, unwind, and enjoy San Diego evenings—made even better by easy-care landscaping. Need to work from home? Bedroom 3 makes an ideal office—better yet, take your laptop outdoors. You’ll also appreciate the paid-off solar and EV charger, plus a two-car garage. Walk to Kensington’s restaurants and services, this home makes it easy to love where you live.

Mortgage Calculator

Est. Monthly Payment

$9,770

Principal & Interest$7,782
Property Tax$1,539
Insurance$449
%($307,800)
%

Location

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Investment Score

6D
Est. Monthly Rent
$5,265
Monthly Cashflow

Rent − PITIA

$-4,505
Full Cashflow

Incl. vacancy, PM, maint, capex

$-6,998

Mortgage (P+I)
$7,782
Cap Rate
0.61%
Cash-on-Cash
-27.28%
DSCR

Need ≥ 1.25 for DSCR loan

0.54
Break-even Rent
$14,354

NOI (Annual)
$9,403
Price-to-Rent

Lower = better for investors

24.4

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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