4682 Vista Street
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4682 Vista Street

D

San Diego, CA 92116

$2,200,000
NEW — 0d

Beds

3

Baths

3.5

Sqft

2,922

Year Built

1924

Days on Market

0

Property Type

Single Family

HOA/mo

N/A

MLS ID

260009599SD

This property is in San Diego (92116). View neighborhood stats →

About This Property

This stately home in historic Kensington, substantially enlarged in 2003, offers approximately 2,922 square feet of elegant living space featuring three bedrooms and three and a half bathrooms. The interior is anchored by an open-concept family room with a cozy fireplace, while the expansive primary suite serves as a true sanctuary with its dedicated office area, massive walk-in closet, and a luxurious bathroom equipped with a spa tub and separate shower. Beyond the main living quarters, the property includes a versatile additional room with exterior-only access, making it a perfect fit for a private home office, guest room, or pool cabana. The outdoor space is equally impressive, centered around a large pool and striking architectural elements, all while being situated just blocks from the vibrant cafes and restaurants that define this historic neighborhood's charm.

Mortgage Calculator

Est. Monthly Payment

$13,966

Principal & Interest$11,124
Property Tax$2,200
Insurance$642
%($440,000)
%

Location

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Investment Score

0D
Est. Monthly Rent
$5,291
Monthly Cashflow

Rent − PITIA

$-8,675
Full Cashflow

Incl. vacancy, PM, maint, capex

$-11,726

Mortgage (P+I)
$11,124
Cap Rate
-0.33%
Cash-on-Cash
-31.98%
DSCR

Need ≥ 1.25 for DSCR loan

0.38
Break-even Rent
$20,519

NOI (Annual)
$-7,215
Price-to-Rent

Lower = better for investors

34.7

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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