4636 Iroquois Ave
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4636 Iroquois Ave

Ctop 80%

San Diego, CA 92117

$1,899,000
NEW — 0d
STR-eligible · San Diego Tier 3 · TOT 12.75%

One license per person in San Diego: whether you can hold it depends on you, not only the home.

48 licensed short-term rentals within ½ mile (21 whole home), from the cities' license and permit lists of Nov 5, 2026.

Pass at asking: -$9,881/mo full cashflow at 20% down, 7.49% rate.

Works at $617,969 (67% under asking), or at 95% down.

Rent $6,190/mo from 11 leases of 4–6 bed houses within 2 mi ($5,200–$7,028).

Beds

5

Baths

3

Sqft

1,922

Year Built

1954

Days on Market

0

Property Type

Single Family

HOA/mo

N/A

MLS ID

260026306SD

This property is in San Diego (92117). View neighborhood stats →

About This Property

Beautifully remodeled, 5 bedroom home in Bay Park, with views of the bay, ocean, city skyline and canyon. Open concept living and dining makes for the perfect entertainment space. The first floor has 4 bedrooms - including a primary with ensuite bath - vaulted ceilings, illuminating skylights, and accordion-style glass doors opening the living space to the generously sized yard. Sitting on 0.55 acres of land, you have the space to host on the deck, garden, play or build an ADU! Primary retreat upstairs features vast views, a private balcony, bonus space with a wet bar, spacious ensuite, and additional separate entrance. Stunning finishes and details throughout the home. AC and heat, owned solar, 1-year old laundry in the attached 2-car garage for ease and comfort. Conveniently located just moments from the bay and major transits, yet peacefully rested on this quiet cul-de-sac. Your chance to take in the classic San Diego sunsets with a view every day!

Mortgage Calculator

Est. Monthly Payment

$13,065

Principal & Interest$10,612
Property Tax$1,899
Insurance$554
%($379,800)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Toler Elementary · grades PK-5 · San Diego Unified

  • Middle

    Marston Middle · grades 6-8 · San Diego Unified

  • High

    Clairemont High · grades 9-12 · San Diego Unified

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

7C
Est. Monthly Rent
$6,190

11 leases of 4–6 bed houses within 2 mi · $5,200–$7,028

Blended 50/50 with the zip's market median ($6,552)

Monthly Cashflow

Rent − PITIA

-$6,875
Full Cashflow

Incl. vacancy, PM, maint, capex

-$9,881

What would make this work?

$9,881/mo short at 20% down; 95% down or +$12,833/mo rent closes it.

Break-even price

67% under asking

$617,969
Break-even rent

$12,833/mo above the estimate

$19,023/mo
Cashflow at 35% down
−$7,892/mo
Down payment to break even

$1,804,050 cash

95%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$10,612
Cap Rate
0.66%
Cash-on-Cash
-31.22%
DSCR

Need ≥ 1.25 for DSCR loan

0.47

NOI (Annual)
$12,484
Price-to-Rent

Lower = better for investors

25.6

* Modelled at 20% down, 7.49% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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CCashflow−$9,881/mo