4523 Cather Avenue
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4523 Cather Avenue

C

San Diego, CA 92122

$1,500,000
NEW — 0d

Soft Appraisal Value: $1,465,900 · 2.3% above estimate

Beds

4

Baths

2

Sqft

1,543

Year Built

1972

Days on Market

0

Property Type

Single Family

HOA/mo

N/A

MLS ID

PTP2604937

This property is in San Diego (92122). View neighborhood stats →

Virtual Tour

About This Property

Welcome to this well-cared-for and maintained single-level corner lot home nestled in one of San Diego's most sought-after communities in University City. Meticulously landscaped and hardscaped with exceptional curb appeal, this turnkey San Diego home offers the perfect blend of style, comfort, and low-maintenance living with fully PAID OFF solar panels delivering long-term savings from day one. The thoughtfully designed floor plan features four spacious bedrooms with one ideal as a private home office, and dual pane windows throughout. Step outside to your private fenced backyard featuring two beautiful aluminum pergolas, a cozy outdoor fireplace setting and a low-maintenance usable yard ideal for entertaining or unwinding under the San Diego sun, while the fully enclosed sunroom provides valuable bonus living space and the attached two-car garage offers ample storage and convenience. Located minutes from Westfield University Town Center, UC San Diego, top-rated schools, world-class dining, shopping, beaches, and with easy access to I-5 and I-805, this University City gem delivers the ultimate San Diego lifestyle. Single-level homes on corner lots in 92122 rarely come to market, so don't miss this exceptional opportunity.

Mortgage Calculator

Est. Monthly Payment

$9,522

Principal & Interest$7,585
Property Tax$1,500
Insurance$437
%($300,000)
%

Location

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Investment Score

4D
Est. Monthly Rent
$4,839
Monthly Cashflow

Rent − PITIA

$-4,683
Full Cashflow

Incl. vacancy, PM, maint, capex

$-7,046

Mortgage (P+I)
$7,585
Cap Rate
0.43%
Cash-on-Cash
-28.18%
DSCR

Need ≥ 1.25 for DSCR loan

0.51
Break-even Rent
$13,989

NOI (Annual)
$6,468
Price-to-Rent

Lower = better for investors

25.8

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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