4185 Porte De Merano
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4185 Porte De Merano #153

C

San Diego, CA 92122

$975,000

Soft Appraisal Value: $958,300 · 1.7% above estimate

Beds

3

Baths

2.5

Sqft

1,394

Year Built

1986

Days on Market

8

Property Type

Townhouse

HOA/mo

$648.85

MLS ID

260014980SD

This property is in San Diego (92122). View neighborhood stats →

Virtual Tour

About This Property

Sweeping south-facing mountain views, coastal breezes, & desirable end-unit w scenic surroundings, AC and newer furnace. Kitchen, dining, & entry overlook spacious grassy lawn. 2-story w/ vaulted ceilings in most area. Primary bedroom w/ balcony, mountain views, & double closet space. Main level half bath, freshly painted interior, quartz BA counters, porcelain tile flooring, newer carpet, attached 2-car garage w/ in-unit laundry. Access to pools, spas, trails, & close to La Jolla Colony Park, UCSD, shopping, freeways, & beaches. This home offers a rare combination of openness and scenic surroundings. The two-story floor plan features generous living spaces, abundant natural light, and a convenient half bath on the main level—an uncommon feature in this community—adds everyday functionality. The primary suite offers a balcony perfectly positioned to capture the mountain views, along with ample closet space.

Mortgage Calculator

Est. Monthly Payment

$6,838

Principal & Interest$4,930
Property Tax$975
Insurance$284
HOA$649
%($195,000)
%

Location

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Investment Score

16D
Est. Monthly Rent
$4,408
Monthly Cashflow

Rent − PITIA

$-2,430
Full Cashflow

Incl. vacancy, PM, maint, capex

$-4,256

Mortgage (P+I)
$4,930
Cap Rate
0.83%
Cash-on-Cash
-26.19%
DSCR

Need ≥ 1.25 for DSCR loan

0.64
Break-even Rent
$9,936

NOI (Annual)
$8,086
Price-to-Rent

Lower = better for investors

18.4

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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