4503 Villas Drive
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4503 Villas Drive

Ctop 80%

Bonita, CA 91902

$765,850
NEW — 0d
STR limited · Chula Vista residents only · TOT 10%

An HOA may ban rentals of 30 days or less (Civ. Code §4741): check the CC&Rs.

Pass at asking: -$3,389/mo full cashflow at 20% down, 7.43% rate.

Works at $324,454 (58% under asking), or at 84% down.

Rent $4,003/mo from 14 leases of 2–4 bed condos & townhomes within 2 mi ($3,691–$4,210).

Beds

3

Baths

2.5

Sqft

1,937

Year Built

1987

Days on Market

0

Property Type

Condo

HOA/mo

$590

MLS ID

PTP2608207

This property is in Bonita (91902). Browse neighborhood analytics →

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About This Property

BEAUTIFULLY REMODELED BONITA TOWNHOME WITH 2-CAR ATTACHED GARAGE! Welcome to 4503 Villas Drive! Discover this beautifully remodeled 3-bedroom, 2.5-bath townhome featuring modern upgrades, stylish finishes, and comfortable living in the desirable Bonita community. Step inside to enjoy brand-new flooring, a remodeled kitchen with new appliances, and beautifully updated bathrooms. The thoughtfully designed floor plan offers a separate formal dining area, plus an additional dining space in the kitchen, perfect for everyday meals and entertaining. Enjoy seamless indoor-outdoor living with a deck directly off the dining area, leading to a private backyard ideal for outdoor dining, relaxing, or entertaining guests. The spacious 2-car attached garage provides convenient parking and additional storage. Ideally located near golf courses, neighborhood parks, shopping, restaurants, and the local library, this home combines modern comfort with an excellent location. Beautifully updated! Don't miss this opportunity to own a stunning Bonita townhome with a private backyard, outdoor deck, and attached 2-car garage. Schedule your showing today!

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Est. Monthly Payment

$5,834

Principal & Interest$4,255
Property Tax$766
Insurance$223
HOA$590
%($153,170)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Allen (Ella B.) Elementary · grades K-6 · Chula Vista Elementary

  • Middle

    Bonita Vista Middle · grades 7-8 · Sweetwater Union High

  • High

    Bonita Vista Senior High · grades 9-12 · Sweetwater Union High

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

33C
Est. Monthly Rent
$4,003

14 leases of 2–4 bed condos & townhomes within 2 mi · $3,691–$4,210

Blended 50/50 with the zip's market median ($4,096)

Monthly Cashflow

Rent − PITIA

-$1,830
Full Cashflow

Incl. vacancy, PM, maint, capex

-$3,389

What would make this work?

$3,389/mo short at 20% down; 84% down or +$4,402/mo rent closes it.

Break-even price

58% under asking

$324,454
Break-even rent

$4,402/mo above the estimate

$8,405/mo
Cashflow at 35% down
−$2,592/mo
Down payment to break even

$643,314 cash

84%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$4,255
Cap Rate
1.67%
Cash-on-Cash
-26.55%
DSCR

Need ≥ 1.25 for DSCR loan

0.69

NOI (Annual)
$12,785
Price-to-Rent

Lower = better for investors

15.9

* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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CCashflow−$3,389/mo