3031 Plaza Natalia
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3031 Plaza Natalia

Atop 10%

Bonita, CA 91902

$635,000
STR: check · HOA rules unknown · TOT 8%

HOA rules unknown: an HOA can ban stays under 30 days (Civ. Code §4741), and no permit on file shows this one allows them. Get the CC&Rs.

Pass at asking: -$2,070/mo full cashflow at 20% down, 7.43% rate.

Works at $365,415 (42% under asking), or at 67% down.

Rent $4,348/mo from 12 leases of condos & townhomes within 1 mi, size-adjusted ($3,231–$3,785).

Beds

4

Baths

2.5

Sqft

1,700

Year Built

1975

Days on Market

144

Property Type

Townhouse

HOA/mo

$541

MLS ID

PTP2604713

This property is in Bonita (91902). Browse neighborhood analytics →

Virtual Tour

About This Property

Welcome to beautiful Bonita Views. Perfectly nestled towards the rear of the community where there is tons of privacy and still being able to have easy access to the 54 freeway in minutes. This home only shares one wall while boasting a good size back patio to entertain friends and family. Kitchen has been completely remodeled recently with new countertops. Master bath shower was completely replaced. upgraded bathroom on the first and second floor. New carpet throughout. Comes with a double car garage with a tesla battery and solar panels.

Mortgage Calculator

Est. Monthly Payment

$4,889

Principal & Interest$3,528
Property Tax$635
Insurance$185
HOA$541
%($127,000)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Valley Vista Elementary · grades K-6 · Chula Vista Elementary

  • Middle

    Bonita Vista Middle · grades 7-8 · Sweetwater Union High

  • High

    Bonita Vista Senior High · grades 9-12 · Sweetwater Union High

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

62A
Est. Monthly Rent
$4,348

12 leases of condos & townhomes within 1 mi, size-adjusted · $3,231–$3,785

Blended 50/50 with the zip's market median ($5,194)

Monthly Cashflow

Rent − PITIA

-$541
Full Cashflow

Incl. vacancy, PM, maint, capex

-$2,070

What would make this work?

$2,070/mo short at 20% down; 67% down or +$2,688/mo rent closes it.

Break-even price

42% under asking

$365,415
Break-even rent

$2,688/mo above the estimate

$7,036/mo
Cashflow at 35% down
−$1,408/mo
Down payment to break even

$425,450 cash

67%
Rate to break even

at 20% down

0.22%

Mortgage (P+I)
$3,528
Cap Rate
3.17%
Cash-on-Cash
-19.56%
DSCR

Need ≥ 1.25 for DSCR loan

0.89

NOI (Annual)
$20,102
Price-to-Rent

Lower = better for investors

12.2

* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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ACashflow−$2,070/mo