4969 Camino David
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4969 Camino David

Ctop 80%

Bonita, CA 91902

$619,900
STR: check · HOA rules unknown · TOT 8%

HOA rules unknown: an HOA can ban stays under 30 days (Civ. Code §4741), and no permit on file shows this one allows them. Get the CC&Rs.

Pass at asking: -$2,948/mo full cashflow at 20% down, 7.43% rate.

Works at $236,036 (62% under asking), or at 89% down.

Rent $3,213/mo from 10 leases of 2–4 bed condos & townhomes within 1 mi ($3,069–$3,548).

Beds

3

Baths

2.5

Sqft

1,411

Year Built

1979

Days on Market

96

Property Type

Townhouse

HOA/mo

$661

MLS ID

PTP2605982

This property is in Bonita (91902). Browse neighborhood analytics →

Virtual Tour

About This Property

Welcome home to this 3-bedroom, 2.5-bathroom townhouse in desirable Bonita, CA! This two story townhome has a 1 car garage, 1 carport parking spot right in front, and a private patio. The primary suite is a true retreat which opens up to the balcony, featuring a new vanity, sink, mirror, and shower. The downstairs has a 1/2 bathroom, large living room, dining, and kitchen. Recent HOA upgrades include the roof and plumbing replacement. The complex features a sparkling community pool perfect for year-round enjoyment and the location offers easy access to major freeways, putting shopping, dining, top-rated schools, Rohr Park, and San Diego attractions just minutes away.

Mortgage Calculator

Est. Monthly Payment

$4,906

Principal & Interest$3,444
Property Tax$620
Insurance$181
HOA$661
%($123,980)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Valley Vista Elementary · grades K-6 · Chula Vista Elementary

  • Middle

    Bonita Vista Middle · grades 7-8 · Sweetwater Union High

  • High

    Bonita Vista Senior High · grades 9-12 · Sweetwater Union High

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Comparable Properties

3 comps found

This Property

$3,213

vs

Comp Average

$3,682

Comps based on same zip code, similar beds (±1), price range (60-150%).

Investment Score

33C
Est. Monthly Rent
$3,213

10 leases of 2–4 bed condos & townhomes within 1 mi · $3,069–$3,548

Blended 50/50 with a property-level estimate

Monthly Cashflow

Rent − PITIA

-$1,693
Full Cashflow

Incl. vacancy, PM, maint, capex

-$2,948

What would make this work?

$2,948/mo short at 20% down; 89% down or +$3,829/mo rent closes it.

Break-even price

62% under asking

$236,036
Break-even rent

$3,829/mo above the estimate

$7,042/mo
Cashflow at 35% down
−$2,303/mo
Down payment to break even

$551,711 cash

89%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$3,444
Cap Rate
1.27%
Cash-on-Cash
-28.54%
DSCR

Need ≥ 1.25 for DSCR loan

0.65

NOI (Annual)
$7,874
Price-to-Rent

Lower = better for investors

16.1

* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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CCashflow−$2,948/mo