4617 Villas Court

4617 Villas Court

Atop 10%

Bonita, CA 91902

$595,000

Pass at asking: -$2,136/mo full cashflow at 20% down, 7.49% rate.

Works at $318,109 (47% under asking), or at 72% down.

Rent $4,031/mo from 15 leases of 2–4 bed condos & townhomes within 2 mi ($3,693–$4,202).

Beds

3

Baths

3

Sqft

1,935

Year Built

1987

Days on Market

—

Property Type

Condo

HOA/mo

$650

MLS ID

PTP2608179

This property is in Bonita (91902). Browse neighborhood analytics →

About This Property

Welcome to 4617 Villas Ct, a spacious two-story townhome nestled in the established Villas de Bonita community. Offering 3 bedrooms, 2.5 bathrooms, approximately 1,935 square feet of living space, and an attached 2-car garage, this home combines generous living areas, private outdoor space, and convenient access to everything Bonita has to offer. Step inside to an inviting living area featuring a fireplace, recessed lighting, and a comfortable layout designed for everyday living and entertaining. The kitchen offers a breakfast bar, ample cabinetry, and a dedicated breakfast area, while the separate dining room provides additional space for gatherings and meals. Laminate, tile, and carpet flooring complement the home's interior, with windows bringing natural light into the living spaces. Upstairs, all three bedrooms provide separation from the main living areas, including a spacious primary suite with its own bathroom. Additional features include a main-level half bathroom, forced-air heating, a whole-house fan, an attic fan, and laundry hookups in the garage. Enjoy the outdoors from the home's private balconies, offering neighborhood views and additional space to relax. The attached 2-car garage provides direct access to the home, while the driveway offers additional parking. Beyond the home, residents of Villas de Bonita enjoy community amenities that include a swimming pool, spa, barbecue facilities, and picnic areas. The established community offers a welcoming setting with shared recreational spaces and convenient access to nearby outdoor activities. The location places you near Bonita Golf Course, Rohr Park, local walking trails, shopping, and dining. Ella B. Allen Elementary School is approximately 0.3 miles away, with Bonita Vista Middle School and Bonita Vista Senior High School also nearby. Convenient access to major roadways, including I-805, makes traveling throughout Chula Vista, Bonita, and the greater San Diego area accessible. With nearly 2,000 square feet of living space, three upstairs bedrooms, private balconies, an attached 2-car garage, and community recreational amenities, 4617 Villas Ct presents a wonderful opportunity to enjoy spacious townhome living in the heart of Bonita.

Mortgage Calculator

Est. Monthly Payment

$4,744

Principal & Interest$3,325
Property Tax$595
Insurance$174
HOA$650
%($119,000)
%
Loan Term

Location

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Investment Score

59A
Est. Monthly Rent
$4,031

15 leases of 2–4 bed condos & townhomes within 2 mi · $3,693–$4,202

Blended 50/50 with the zip's market median ($4,083)

Monthly Cashflow

Rent − PITIA

-$713
Full Cashflow

Incl. vacancy, PM, maint, capex

-$2,136

What would make this work?

$2,136/mo short at 20% down; 72% down or +$2,774/mo rent closes it.

Break-even price

47% under asking

$318,109
Break-even rent

$2,774/mo above the estimate

$6,805/mo
Cashflow at 35% down
−$1,513/mo
Down payment to break even

$428,400 cash

72%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$3,325
Cap Rate
2.80%
Cash-on-Cash
-21.54%
DSCR

Need ≥ 1.25 for DSCR loan

0.85

NOI (Annual)
$16,687
Price-to-Rent

Lower = better for investors

12.3

* Modelled at 20% down, 7.49% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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ACashflow−$2,136/mo