4482 North Avenue
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4482 North Avenue #4

D

San Diego, CA 92116

$639,000
NEW — 3d

Beds

2

Baths

2

Sqft

828

Year Built

1981

Days on Market

3

Property Type

Condo

HOA/mo

$450

MLS ID

PTP2603049

This property is in San Diego (92116). View neighborhood stats →

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About This Property

Beautifully updated 2 bed, 2 bath condo in the heart of University Heights with a clean mix of upgrades and everyday comfort. The home features bamboo flooring throughout, a cozy fireplace, and direct balcony access from both bedrooms. The kitchen and bathrooms were remodeled in 2014, along with dual pane windows and updated HVAC and ducting (2011). The primary bedroom includes added closet systems. This well-maintained 7-unit complex has completed major improvements, including full repiping (2024) and new staircases and balcony reinforced (2023). HOA covers water, trash, and common area maintenance. All set in a highly walkable University Heights location close to restaurants, coffee shops, and neighborhood favorites.

Mortgage Calculator

Est. Monthly Payment

$4,507

Principal & Interest$3,231
Property Tax$639
Insurance$186
HOA$450
%($127,800)
%

Location

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Investment Score

21D
Est. Monthly Rent
$2,507
Monthly Cashflow

Rent − PITIA

$-1,999
Full Cashflow

Incl. vacancy, PM, maint, capex

$-3,108

Mortgage (P+I)
$3,231
Cap Rate
0.23%
Cash-on-Cash
-29.19%
DSCR

Need ≥ 1.25 for DSCR loan

0.56
Break-even Rent
$6,544

NOI (Annual)
$1,475
Price-to-Rent

Lower = better for investors

21.2

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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