4675 Utah St

4675 Utah St #8

D

San Diego, CA 92116

$550,000
NEW — 0d on market

Soft Appraisal Value: $570,000 · 3.5% below estimate

Beds

2

Baths

1

Sqft

726

Year Built

1982

Days on Market

0

Property Type

Condo

HOA/mo

$495

MLS ID

260007584SD

Description

Charming upper-level 2BR/1BA condo in the heart of University Heights, located in a well-maintained 8-unit Huffman building. This end unit sits above the garages with only one shared wall, offering a bright, sunny, and breezy living space. Features include fresh paint, ample storage with floor-to-ceiling cabinets, large closets, and a private balcony. Includes a 1-car garage plus tandem parking—an exceptional find for the area. Lush courtyard setting adds to the appeal and the community laundry room is free. Unbeatable location just steps from the 30th & Adams corridor with popular restaurants, coffee shops, and brew pubs nearby. Enjoy outdoor space and community events at Trolley Barn Park, less than half a mile away. Close to North Park, Hillcrest, and major transit, offering the best of urban living in one of San Diego’s most desirable neighborhoods.

Mortgage Calculator

Est. Monthly Payment

$3,987

Principal & Interest$2,781
Property Tax$550
Insurance$160
HOA$495
%($110,000)
%

Investment Score

1D
Est. Monthly Rent
$2,366
Monthly Cashflow

Rent − PITIA

$-1,620
Full Cashflow

Incl. vacancy, PM, maint, capex

$-2,623

Mortgage (P+I)
$2,781
Cap Rate
0.35%
Cash-on-Cash
-28.61%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.59
Break-even Rent
$5,772

NOI (Annual)
$1,902
Price-to-Rent

Lower = better for investors

19.4

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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