4451 35th Street San Diego

, CA 92116

$485,000

Beds

Baths

Sqft

820

Year Built

1975

Days on Market

Property Type

Condo

HOA/mo

$437

MLS ID

250046101SD

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Description

Price improvement ! Seller is motivated! Normal Heights 2 bedroom condo. Upper unit perfect for 1st time buyer or investor. Newer kitchen appliances. Granite counter tops with travertine tile in kitchen and bathroom floors. Crown molding and laminate flooring in living room and bedrooms. Walking distance to Adams avenue. Minutes to North Park , Kensington , Talmadge. All the right stuff.

Mortgage Calculator

Est. Monthly Payment

$3,516

Principal & Interest$2,452

Property Tax$485

Insurance$141

HOA$437

Down Payment

%($97,000)

Interest Rate

Loan Term

Comparable Properties

5 comps found

This Property

$2,515

Comp Average

$2,473

4519 Idaho St San Diego

1bd / 1ba · 711 sqft · Condo

$418K

Est. $2,627/mo

3909 Monroe Avenue

2bd / 2ba · 836 sqft · Condo

$540K

Est. $2,934/mo

4584 Felton St San Diego

2bd / 1.5ba · 744 sqft · Condo

$580K

Est. $2,502/mo

3535 Madison Ave San Diego

1bd / 1ba · 650 sqft · Condo

$415K

Est. $2,035/mo

4792 Arizona Street

1bd / 1ba · 640 sqft · Condo

$539K

Est. $2,266/mo

Comps based on same zip code, similar beds (±1), price range (60-150%).

Investment Score

Est. Monthly Rent

Market Rent Estimate

$2,515

Monthly Cashflow

Rent − PITI − HOA

$-1,000

Full Cashflow

Incl. vacancy, PM, maint, capex

$-1,983

Mortgage (P+I)

$2,452

Cap Rate

1.16%

Cash-on-Cash

-12.38%

DSCR

⚠️ Need ≥ 1.25 for DSCR loan

1.03

Break-even Rent

$3,515

NOI (Annual)

$5,633

Price-to-Rent

Lower = better for investors

16.1

* Defaults: 20% down, 6.5% rate, 30yr.

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