4449 Via Precipicio
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4449 Via Precipicio

Ctop 80%

San Diego, CA 92122

$1,049,000
STR: check · no permits in this complex · TOT 12.75%

4 licensed short-term rentals within ½ mile (3 whole home), from the cities' license and permit lists of Nov 14, 2026.

No unit in this 22-unit complex holds a short-term rental license, so nothing shows its HOA allows them. Get the CC&Rs before counting on short-term income.

Pass at asking: -$5,228/mo full cashflow at 20% down, 7.36% rate.

Works at $364,980 (65% under asking), or at 93% down.

Rent $4,553/mo from 13 leases of 2–4 bed condos & townhomes within 0.5 mi ($4,090–$4,645).

Beds

3

Baths

2.5

Sqft

1,533

Year Built

1981

Days on Market

45

Property Type

Townhouse

HOA/mo

$717

MLS ID

260023689SD

This property is in San Diego (92122). View neighborhood stats →

About This Property

Highly sought-after Vista La Jolla community in an unbeatable location just steps from Westfield UTC and adjacent to University Towne Centre shopping, dining, and entertainment. Residents enjoy resort-style amenities including tennis courts, three pools, a clubhouse/party room, and two nearby parks, all within a short walk to University of California San Diego and major transit lines, and just minutes from the VA Medical Center, renowned beaches, and the vibrant coastal lifestyle that La Jolla is known for. This beautifully maintained home features warm LVP flooring, a cozy brick fireplace, a bright kitchen with charming garden windows, and an adjoining dining area with wet bar that opens to a private patio perfect for indoor-outdoor living. Upstairs, soaring vaulted ceilings and skylights create a light and airy atmosphere throughout the spacious Jack-and-Jill bedrooms and the expansive primary suite complete with a private balcony and walk-in closet. Additional highlights include an attached two-car garage with extra storage and a central location close to top-rated schools, restaurants, theaters. A rare opportunity not to be missed!

Mortgage Calculator

Est. Monthly Payment

$7,860

Principal & Interest$5,788
Property Tax$1,049
Insurance$306
HOA$717
%($209,800)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Spreckels Elementary · grades K-5 · San Diego Unified

  • Middle

    Standley Middle · grades 6-8 · San Diego Unified

  • High

    University City High · grades 9-12 · San Diego Unified

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

9C
Est. Monthly Rent
$4,553

13 leases of 2–4 bed condos & townhomes within 0.5 mi · $4,090–$4,645

Blended 50/50 with the zip's market median ($4,766)

Monthly Cashflow

Rent − PITIA

-$3,307
Full Cashflow

Incl. vacancy, PM, maint, capex

-$5,228

What would make this work?

$5,228/mo short at 20% down; 93% down or +$6,790/mo rent closes it.

Break-even price

65% under asking

$364,980
Break-even rent

$6,790/mo above the estimate

$11,343/mo
Cashflow at 35% down
−$4,143/mo
Down payment to break even

$975,570 cash

93%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$5,788
Cap Rate
0.90%
Cash-on-Cash
-29.90%
DSCR

Need ≥ 1.25 for DSCR loan

0.58

NOI (Annual)
$9,448
Price-to-Rent

Lower = better for investors

19.2

* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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CCashflow−$5,228/mo