4130 Porte De Merano #73
Ctop 80%San Diego, CA 92122
One license per person in San Diego: whether you can hold it depends on you, not only the home.
11 licensed short-term rentals within ½ mile (5 whole home), from the cities' license and permit lists of Nov 13, 2026.
1 short-term rental license on file in this 27-unit complex, so its HOA has allowed them. Confirm in the CC&Rs: an HOA can ban stays under 30 days (Civ. Code §4741).
Pass at asking: -$3,812/mo full cashflow at 20% down, 7.36% rate.
Works at $380,171 (57% under asking), or at 83% down.
Rent $4,616/mo from 8 leases of 3-bed condos & townhomes within 0.5 mi, same school area ($4,271–$4,484).
Beds
3
Baths
2
Sqft
1,322
Year Built
1985
Days on Market
1
Property Type
Townhouse
HOA/mo
$648.85
MLS ID
260026862SD
This property is in San Diego (92122). View neighborhood stats →
About This Property
EXCELLENT LOCATION. THE OPEN GREEN BELT AREA ALLOWS FOR A SENSE OF SPACE AT THE ENTRY POINT OF THE UNIT. A NICE BRICK FRONT PATIO HAS SPACE FOR BBQ, DINING AND RELAXING. PLUS FLOWER BEDS. LARGE GREAT ROOM HAS A GLASS SLIDING DOOR FOR EASY ACCESS TO THE PATIO. PLUS A REAL FIREPLACE. DIRECT UNIT ENTRY FROM THE 2 CAR GARAGE.
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Est. Monthly Payment
$6,634
Location
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Zoned Schools
Elementary
Doyle Elementary · grades K-5 · San Diego Unified
Middle
Standley Middle · grades 6-8 · San Diego Unified
High
University City High · grades 9-12 · San Diego Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$4,616
Comp Average
$4,207
5710 Ferber St
3bd / 1.5ba · 1,273 sqft · Townhouse
$699K
Est. $4,506/mo
4024 Crystal Dawn Lane
2bd / 2.5ba · 1,368 sqft · Condo
$799K
Est. $3,991/mo
7861 Camino Tranquilo
3bd / 2ba · 1,170 sqft · Townhouse
$870K
Est. $3,863/mo
4156 Camino Lita
3bd / 1.5ba · 1,472 sqft · Townhouse
$915K
Est. $4,097/mo
4449 Via Precipicio
3bd / 2.5ba · 1,533 sqft · Townhouse
$1.05M
Est. $4,578/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
8 leases of 3-bed condos & townhomes within 0.5 mi, same school area · $4,271–$4,484
Blended 50/50 with the zip's market median ($4,815)
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$3,812/mo short at 20% down; 83% down or +$4,950/mo rent closes it.
- Break-even price
- $380,171
- Break-even rent
- $9,566/mo
- Cashflow at 35% down
- −$2,902/mo
- Down payment to break even
- 83%
- Rate to break even
- Not reachable
57% under asking
$4,950/mo above the estimate
$729,570 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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