4425 Via Precipicio
Ctop 80%San Diego, CA 92122
4 licensed short-term rentals within ½ mile (3 whole home), from the cities' license and permit lists of Nov 14, 2026.
No unit in this 23-unit complex holds a short-term rental license, so nothing shows its HOA allows them. Get the CC&Rs before counting on short-term income.
Pass at asking: -$4,344/mo full cashflow at 20% down, 7.36% rate.
Works at $441,674 (56% under asking), or at 83% down.
Rent $5,315/mo from 9 leases of 3–5 bed condos & townhomes within 0.5 mi ($4,348–$5,015).
Beds
4
Baths
3
Sqft
1,668
Year Built
1981
Days on Market
1
Property Type
Townhouse
HOA/mo
$717
MLS ID
260027061SD
This property is in San Diego (92122). View neighborhood stats →
About This Property
Tucked into the highly desirable Vista La Jolla community in University City, a bright, two story townhome with high ceilings just minutes from Westfield UTC and University Towne Centre. Inside, the main level opens from the entry to a living room with a fireplace and sliding door to the patio, a dining area, and a white kitchen with stainless-steel appliances, marble counters and a peninsula island... made for everyday living and easy entertaining. Upstairs, four bedrooms with luxury vinyl plank and large windows, and 2.5 baths with marble tile, white vanities, a tub / shower and a glass walk-in shower. LG washer and dryer located in the garage. Outside is the best part of Vista La Jolla living: resort-style amenities including tennis courts, three pools and a spa, a clubhouse / party room, and nearby parks, all a short walk to UCSD, major transit lines, and minutes to the VA Medical Center, renowned beaches, and the coast.
Mortgage Calculator
Est. Monthly Payment
$7,594
Location
Loading map...
Zoned Schools
Elementary
Spreckels Elementary · grades K-5 · San Diego Unified
Middle
Standley Middle · grades 6-8 · San Diego Unified
High
University City High · grades 9-12 · San Diego Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$5,315
Comp Average
$4,468
4046 Mahaila Ave Uni D
3bd / 3ba · 1,719 sqft · Condo
$925K
Est. $4,609/mo
4130 Porte De Merano
3bd / 2ba · 1,322 sqft · Townhouse
$879K
Est. $4,440/mo
4156 Camino Lita
3bd / 1.5ba · 1,472 sqft · Townhouse
$915K
Est. $4,097/mo
4449 Via Precipicio
3bd / 2.5ba · 1,533 sqft · Townhouse
$1.05M
Est. $4,553/mo
7180 Calabria Court D
3bd / 3ba · 1,720 sqft · Townhouse
$1.25M
Est. $4,641/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
9 leases of 3–5 bed condos & townhomes within 0.5 mi · $4,348–$5,015
Blended 50/50 with the zip's market median ($5,800)
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$4,344/mo short at 20% down; 83% down or +$5,641/mo rent closes it.
- Break-even price
- $441,674
- Break-even rent
- $10,956/mo
- Cashflow at 35% down
- −$3,299/mo
- Down payment to break even
- 83%
- Rate to break even
- Not reachable
56% under asking
$5,641/mo above the estimate
$838,300 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
Open Full Calculator