4444 Point Loma

4444 Point Loma #41

D

San Diego, CA 92107

$449,890

Soft Appraisal Value: $449,700 · 0.0% above estimate

Beds

1

Baths

1

Sqft

725

Year Built

1966

Days on Market

9

Property Type

Condo

HOA/mo

$650

MLS ID

260006649SD

View on MLS

Description

Cute 1 story, first floor unit with a patio next to a lush grassy area with cool breezes in Ocean Beach! When you enter you are greeted with bamboo flooring in the living room and a simple vibe that reminds you that you are in close proximity to the beach and all that San Diego has to offer! Enjoy the premiere location within the complex, conveniently close to the community pool, recently renovated community laundry facility, clubhouse and recreational area that currently features a pool table, fitness equipment, sauna, barbecue area and pool. The location affords you an amazing lifestyle, conveniently close to beaches, dog parks, shopping, restaurants, highway access and much more. This home truly is a must see! Furniture can be included with no extra cost!

Mortgage Calculator

Est. Monthly Payment

$3,506

Principal & Interest$2,275
Property Tax$450
Insurance$131
HOA$650
%($89,978)
%

Investment Score

4D
Est. Monthly Rent
$2,757
Monthly Cashflow

Rent − PITI − HOA

$-749
Full Cashflow

Incl. vacancy, PM, maint, capex

$-1,758

Mortgage (P+I)
$2,275
Cap Rate
1.38%
Cash-on-Cash
-23.44%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.79
Break-even Rent
$5,040

NOI (Annual)
$6,205
Price-to-Rent

Lower = better for investors

13.6

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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