4426 Temecula St
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4426 Temecula St #6

A

San Diego, CA 92107

$485,000

Beds

1

Baths

1

Sqft

536

Year Built

1985

Days on Market

46

Property Type

Condo

HOA/mo

$420

MLS ID

PTP2604068

This property is in San Diego (92107). View neighborhood stats →

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About This Property

Welcome to 4426 Temecula St #6, a rare opportunity to own a top-floor corner unit with a detached 1-car garage in one of Ocean Beach's most desirable locations. In addition to the private garage, you'll also enjoy an extra parking space directly in front, providing the convenience and storage that's hard to find this close to the coast. Inside, this bright and updated 1-bedroom, 1-bathroom condo is filled with natural light thanks to newer triple-pane windows. The open-concept layout features new laminate flooring throughout, creating a clean and modern feel from the moment you walk in. The spacious kitchen offers stainless steel appliances, newer cabinetry, and a center island with bar seating, making it perfect for both everyday living and entertaining. Comfort comes easy with two mini-split AC units & the in-unit washer and dryer. Located within a gated community, this home is just minutes from the beach, local restaurants, coffee shops, breweries, and everything that makes Ocean Beach one of San Diego's most sought-after coastal communities. Whether you're a first-time buyer, looking for a beachside retreat, or looking for a investment opportunity, this move-in-ready condo delivers the ideal blend of location, comfort, and convenience.

Mortgage Calculator

Est. Monthly Payment

$3,499

Principal & Interest$2,452
Property Tax$485
Insurance$141
HOA$420
%($97,000)
%

Location

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Investment Score

49B
Est. Monthly Rent
$2,720
Monthly Cashflow

Rent − PITIA

$-778
Full Cashflow

Incl. vacancy, PM, maint, capex

$-1,808

Mortgage (P+I)
$2,452
Cap Rate
1.59%
Cash-on-Cash
-22.37%
DSCR

Need ≥ 1.25 for DSCR loan

0.78
Break-even Rent
$5,068

NOI (Annual)
$7,731
Price-to-Rent

Lower = better for investors

14.9

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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