4444 Point Loma Boulevard #55
Atop 10%San Diego, CA 92107
One license per person in San Diego: whether you can hold it depends on you, not only the home.
52 licensed short-term rentals within ½ mile (35 whole home), from the cities' license and permit lists of Nov 4, 2026.
2 short-term rental licenses on file in this 64-unit complex, so its HOA has allowed them. Confirm in the CC&Rs: an HOA can ban stays under 30 days (Civ. Code §4741).
Pass at asking: -$1,796/mo full cashflow at 20% down, 7.49% rate.
Works at $186,101 (56% under asking), or at 82% down.
Rent $2,708/mo from 10 leases of studio–2 bed condos & townhomes within 0.5 mi, same school area ($2,495–$2,781).
Beds
1
Baths
1
Sqft
725
Year Built
1966
Days on Market
182
Property Type
Condo
HOA/mo
$650
MLS ID
NDP2604341
This property is in San Diego (92107). View neighborhood stats →
About This Property
Affordable Point Loma living is hard to find. Here’s your opportunity. Bright, move-in ready, and located in the desirable Point Loma Villas community, this condo offers resort-style amenities, low-maintenance living, and an unbeatable location just minutes from Ocean Beach, Liberty Station, and downtown San Diego!''
Mortgage Calculator
Est. Monthly Payment
$3,533
Location
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Zoned Schools
Elementary
Ocean Beach Elementary · grades PK-4 · San Diego Unified
Middle
Correia Middle · grades 7-8 · San Diego Unified
High
Point Loma High · grades 9-12 · San Diego Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
4 comps foundThis Property
$2,708
Comp Average
$2,665
4444 Point Loma
1bd / 1ba · 802 sqft · Condo
$455K
Est. $2,754/mo
4426 Temecula St
1bd / 1ba · 536 sqft · Condo
$475K
Est. $2,497/mo
4444 Point Loma Boulevard
1bd / 1ba · 725 sqft · Condo
$470K
Est. $2,685/mo
4338 Montalvo 3
2bd / 2ba · 695 sqft · Condo
$575K
Est. $2,725/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
10 leases of studio–2 bed condos & townhomes within 0.5 mi, same school area · $2,495–$2,781
Blended 50/50 with a property-level estimate
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$1,796/mo short at 20% down; 82% down or +$2,333/mo rent closes it.
- Break-even price
- $186,101
- Break-even rent
- $5,041/mo
- Cashflow at 35% down
- −$1,357/mo
- Down payment to break even
- 82%
- Rate to break even
- Not reachable
56% under asking
$2,333/mo above the estimate
$343,580 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.49% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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