4126 Mission Tree Way
Btop 30%Oceanside, CA 92057Neighborhood: San Luis Rey
1 licensed short-term rental within ½ mile (1 whole home), from the cities' license and permit lists of Nov 13, 2026.
Pass at asking: -$3,353/mo full cashflow at 20% down, 7.36% rate.
Works at $441,252 (50% under asking), or at 76% down.
Rent $4,585/mo from 8 leases of 4-bed houses within 1 mi ($4,201–$4,509).
Beds
4
Baths
4
Sqft
2,157
Year Built
2018
Days on Market
48
Property Type
Single Family
HOA/mo
$158
MLS ID
SW26207996
This property is in Oceanside (92057). Browse neighborhood analytics →
About This Property
LOWER PRICE! Stunning upgraded turnkey home with OWNED SOLAR, upgraded home and low maintenance yard. This gorgeous home features four bedrooms, four bathrooms, and a beautifully maintained interior designed for comfort, style and effortless living. Four spacious bedrooms including a downstairs bedroom with a full bathroom for added convenience. Dreamy chef's kitchen featuring stainless steel appliances, granite counters, subway tile for a backsplash and a large island. Open concept living areas with upgraded finishes throughout. Upstairs loft provides additional living space, lounge or workspace options. Primary suite has ample space for a king size bed plus a bathroom which includes a bathtub, a shower plus a large walk-in closet for a spa-like feel. Upstairs includes two additional bedrooms along with two more bathrooms. Step outside into your own peaceful retreat-a beautiful sanctuary perfect for relaxing. Additional highlights include a 2-car garage with epoxy flooring. Living here feels like being on vacation every day. The community offers a collection of thoughtful spaces to elevate your lifestyle. Don't miss out on the neighborhood pool and spa, cozy fire pit, barbeque area or the playground for the little ones to play. Don't miss out on this move-in ready home!
Mortgage Calculator
Est. Monthly Payment
$6,150
Location
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Zoned Schools
Elementary
Nichols Elementary · grades K-5 · Oceanside Unified
Middle
Cesar Chavez Middle · grades 6-8 · Oceanside Unified
High
El Camino High · grades 9-12 · Oceanside Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$4,585
Comp Average
$4,603
914 Tempera Court
4bd / 2.5ba · 2,077 sqft · Single Family
$899K
Est. $4,526/mo
327 Alamo Way
4bd / 2.5ba · 2,291 sqft · Single Family
$899K
Est. $4,531/mo
5727 Dartmoor
4bd / 3ba · 2,136 sqft · Single Family
$1.00M
Est. $4,765/mo
801 Mosaic Cir
4bd / 3ba · 2,254 sqft · Single Family
$965K
Est. $4,684/mo
5190 Via Malaguena
4bd / 2ba · 2,198 sqft · Single Family
$1.05M
Est. $4,508/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Short-term not available here. Outside Oceanside's Coastal Zone: inland short-term rentals are banned. See the rules
Investment Score
8 leases of 4-bed houses within 1 mi · $4,201–$4,509
Blended 50/50 with a property-level estimate
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$3,353/mo short at 20% down; 76% down or +$4,355/mo rent closes it.
- Break-even price
- $441,252
- Break-even rent
- $8,940/mo
- Cashflow at 35% down
- −$2,443/mo
- Down payment to break even
- 76%
- Rate to break even
- Not reachable
50% under asking
$4,355/mo above the estimate
$668,800 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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