327 Alamo Way
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327 Alamo Way

Btop 30%

Oceanside, CA 92057Neighborhood: San Luis Rey

$899,000
STR closed · inland Oceanside

1 licensed short-term rental within ½ mile (1 whole home), from the cities' license and permit lists of Nov 13, 2026.

Pass at asking: -$3,511/mo full cashflow at 20% down, 7.36% rate.

Works at $439,541 (51% under asking), or at 77% down.

Rent $4,531/mo from 8 leases of 4-bed houses within 1 mi ($4,330–$4,647).

Beds

4

Baths

2.5

Sqft

2,291

Year Built

2003

Days on Market

63

Property Type

Single Family

HOA/mo

$130

MLS ID

SW26195981

This property is in Oceanside (92057). Browse neighborhood analytics →

About This Property

Welcome to this spacious 4-bedroom, 2.5-bathroom home offering approximately 2,291 square feet in Oceanside’s highly sought-after River Ranch community. Fresh interior paint and an inviting, light-filled floor plan make this home ready for its next chapter. The main level features durable 18-inch tile flooring, while wood laminate flooring adds warmth throughout the additional living and bedroom areas. Formal living room and dining room, family room with a fireplace, new ceiling fan and separate dining area in the kitchen. The kitchen offers Corian countertops, a tile backsplash, new appliances, large pantry, a built-in desk area and plenty of workspace for everyday living and entertaining. Upstairs you will find generously sized bedrooms and a conveniently located laundry room with a utility sink. Enjoy the privacy of a gated neighborhood along with resort-style community amenities, including pool, spa, and playground within a secure gated setting. Ideally located near shopping, dining, Highway 76, Camp Pendleton Military Base, plus approximately 10 minutes from Oceanside’s beaches. This home offers the space, convenience, and coastal lifestyle you have been looking for. This is the perfect place to move right in and call home.

Mortgage Calculator

Est. Monthly Payment

$6,251

Principal & Interest$4,960
Property Tax$899
Insurance$262
HOA$130
%($179,800)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Nichols Elementary · grades K-5 · Oceanside Unified

  • Middle

    Cesar Chavez Middle · grades 6-8 · Oceanside Unified

  • High

    El Camino High · grades 9-12 · Oceanside Unified

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Short-term not available here. Outside Oceanside's Coastal Zone: inland short-term rentals are banned. See the rules

Investment Score

38B
Est. Monthly Rent
$4,531

8 leases of 4-bed houses within 1 mi · $4,330–$4,647

Blended 50/50 with a property-level estimate

Monthly Cashflow

Rent − PITIA

-$1,720
Full Cashflow

Incl. vacancy, PM, maint, capex

-$3,511

What would make this work?

$3,511/mo short at 20% down; 77% down or +$4,560/mo rent closes it.

Break-even price

51% under asking

$439,541
Break-even rent

$4,560/mo above the estimate

$9,091/mo
Cashflow at 35% down
−$2,581/mo
Down payment to break even

$692,230 cash

77%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$4,960
Cap Rate
2.24%
Cash-on-Cash
-23.43%
DSCR

Need ≥ 1.25 for DSCR loan

0.72

NOI (Annual)
$20,103
Price-to-Rent

Lower = better for investors

16.5

* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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BCashflow−$3,511/mo