801 Mosaic Cir
Ctop 80%Oceanside, CA 92057Neighborhood: Ivey Ranch & Rancho Del Oro
0 licensed short-term rentals within ½ mile (0 whole home), from the cities' license and permit lists of Nov 13, 2026.
Pass at asking: -$3,910/mo full cashflow at 20% down, 7.36% rate.
Works at $453,391 (53% under asking), or at 79% down.
Rent $4,684/mo from 12 leases of 3–5 bed houses within 1 mi ($4,552–$5,321).
Beds
4
Baths
3
Sqft
2,254
Year Built
1992
Days on Market
85
Property Type
Single Family
HOA/mo
$142
MLS ID
260020270SD
This property is in Oceanside (92057). Browse neighborhood analytics →
About This Property
SELLER IS MOTIVATED...PRICED TO SELL. Move-in-Ready for the new buyer. A well maintained home in northern Oceanside and located in the Rancho Del Oro community. The interior has been freshly painted, creating a clean, bright, inviting atmosphere, with newer carpet (less than one year old). Residents enjoy convenient access to shopping, dining, schools, and major freeways. The property has one house next door and a small fenced park on the other side. It has a 3 car garage. There is a drought tolerant, fully irrigated garden in the front and back. This 4 bedroom home has a downstairs bedroom with a full bath. Walk-in closet.
Mortgage Calculator
Est. Monthly Payment
$6,713
Location
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Zoned Schools
Elementary
Alamosa Park Elementary · grades K-5 · Vista Unified
Middle
Roosevelt Middle · grades 6-8 · Vista Unified
High
Vista High · grades 9-12 · Vista Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$4,684
Comp Average
$4,613
327 Alamo Way
4bd / 2.5ba · 2,291 sqft · Single Family
$899K
Est. $4,531/mo
5727 Dartmoor
4bd / 3ba · 2,136 sqft · Single Family
$1.00M
Est. $4,765/mo
316 Spring Canyon Way
4bd / 2.5ba · 2,364 sqft · Single Family
$960K
Est. $4,615/mo
4560 Avenida Privado
4bd / 3ba · 2,281 sqft · Single Family
$969K
Est. $4,647/mo
5190 Via Malaguena
4bd / 2ba · 2,198 sqft · Single Family
$1.05M
Est. $4,508/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Short-term not available here. Outside Oceanside's Coastal Zone: inland short-term rentals are banned. See the rules
Investment Score
12 leases of 3–5 bed houses within 1 mi · $4,552–$5,321
Blended 50/50 with a property-level estimate
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$3,910/mo short at 20% down; 79% down or +$5,077/mo rent closes it.
- Break-even price
- $453,391
- Break-even rent
- $9,761/mo
- Cashflow at 35% down
- −$2,911/mo
- Down payment to break even
- 79%
- Rate to break even
- Not reachable
53% under asking
$5,077/mo above the estimate
$762,350 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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