4060 Huerfano Ave

4060 Huerfano Ave

D

San Diego, CA 92117

$410,000

Beds

1

Baths

1

Sqft

613

Year Built

1972

Days on Market

83

Property Type

Condo

HOA/mo

$660

MLS ID

2600257SD

Description

Beautifully remodeled 1BR/1BA condo in a prime Bay Ho location! This stylish, open-concept unit features LVP flooring, modern cabinetry, quartz counters, and an updated bathroom. Private balcony overlooking lush vegetation with close proximity to the community pool/spa/BBQ area. Common areas with scenic views of Mission Bay. Easy freeway access to the I-5, conveniently located next to Pacific Bach, La Jolla, and Costco. Includes a designated off-street parking space. A must-see in one of San Diego’s most desirable central neighborhoods.

Mortgage Calculator

Est. Monthly Payment

$3,263

Principal & Interest$2,073
Property Tax$410
Insurance$120
HOA$660
%($82,000)
%

Investment Score

0D
Est. Monthly Rent
$1,453
Monthly Cashflow

Rent − PITI − HOA

$-1,810
Full Cashflow

Incl. vacancy, PM, maint, capex

$-2,486

Mortgage (P+I)
$2,073
Cap Rate
-1.21%
Cash-on-Cash
-36.38%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.45
Break-even Rent
$4,682

NOI (Annual)
$-4,954
Price-to-Rent

Lower = better for investors

23.5

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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