401 Coast Hwy
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401 Coast Hwy #302

C

Oceanside, CA 92054

$998,000

Soft Appraisal Value: $978,500 · 2.0% above estimate

Beds

2

Baths

2.5

Sqft

1,400

Year Built

2008

Days on Market

48

Property Type

Condo

HOA/mo

$765

MLS ID

NDP2605009

This property is in Oceanside (92054). View neighborhood stats →

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About This Property

Live where others come to vacation. Just four blocks from the sand, this elegantly upgraded townhome offers refined coastal living in the heart of vibrant Downtown Oceanside. The airy, open layout showcases 2 bedrooms, 2.5 baths, and a bonus ocean-view room ideal for a sophisticated home office or wellness space. Premium finishes are found throughout; just installed luxury vinyl plank flooring and plush carpet, fresh interior paint, designer light fixtures, new bathroom vanities, custom cabinetry, and stone countertops. Each spacious bedroom features its own private en suite bath for ultimate comfort and privacy. The crown jewel is the rooftop patio, where sweeping ocean vistas and breathtaking Pacific sunsets set the scene for relaxed evenings and effortless entertaining. Residents enjoy upscale community amenities including a secure lobby, private storage, gated underground parking, elevator access, bike storage, and a sauna. Step outside and walk or bike to North County's top beaches, award-winning dining, trendy cafes, lively nightlife, the iconic Oceanside Pier, harbor, and train station. ~Welcome Home~

Mortgage Calculator

Est. Monthly Payment

$7,101

Principal & Interest$5,046
Property Tax$998
Insurance$291
HOA$765
%($199,600)
%

Location

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Investment Score

7D
Est. Monthly Rent
$4,200
Monthly Cashflow

Rent − PITIA

$-2,900
Full Cashflow

Incl. vacancy, PM, maint, capex

$-4,698

Mortgage (P+I)
$5,046
Cap Rate
0.42%
Cash-on-Cash
-28.25%
DSCR

Need ≥ 1.25 for DSCR loan

0.59
Break-even Rent
$10,301

NOI (Annual)
$4,180
Price-to-Rent

Lower = better for investors

19.8

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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