3783 Swift Avenue #4
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3783 Swift Avenue #4

Atop 10%

San Diego, CA 92104

$365,000
NEW — 0d
STR: check · no permits in this complex · TOT 12.75%

91 licensed short-term rentals within ½ mile (62 whole home), from the cities' license and permit lists of Nov 13, 2026.

No unit in this 7-unit complex holds a short-term rental license, so nothing shows its HOA allows them. Get the CC&Rs before counting on short-term income.

Pass at asking: -$1,512/mo full cashflow at 20% down, 7.36% rate.

Works at $167,114 (54% under asking), or at 81% down.

Rent $2,094/mo from 11 leases of studio–2 bed condos & townhomes within 0.5 mi ($1,950–$2,464).

Beds

1

Baths

1

Sqft

527

Year Built

1978

Days on Market

0

Property Type

Condo

HOA/mo

$335

MLS ID

260026590SD

This property is in San Diego (92104). View neighborhood stats →

About This Property

Discover the charm of North Park living in this bright and inviting 1-bedroom, 1-bathroom condo! Thoughtfully designed living space, this home features a welcoming open kitchen and dining area, a comfortable living space, and a practical layout that makes the most of its footprint. An assigned parking space adds an extra touch of convenience to everyday life. Located in one of San Diego’s most vibrant neighborhoods, this condo puts you close to the best of North Park, from trendy coffee shops and local eateries to boutique shopping and lively entertainment. Enjoy convenient access to Balboa Park, Downtown San Diego, major freeways, and the beautiful San Diego coastline. Whether you're looking for a cozy place to call your own or an investment opportunity in a sought-after neighborhood, this condo offers a wonderful combination of location, lifestyle, and convenience. Experience the energy of North Park while enjoying the comfort of a place to call home!

Mortgage Calculator

Est. Monthly Payment

$2,820

Principal & Interest$2,014
Property Tax$365
Insurance$106
HOA$335
%($73,000)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Cherokee Point Elementary · grades PK-5 · San Diego Unified

  • Middle

    Wilson Middle · grades 6-8 · San Diego Unified

  • High

    Hoover High · grades 9-12 · San Diego Unified

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

55A
Est. Monthly Rent
$2,094

11 leases of studio–2 bed condos & townhomes within 0.5 mi · $1,950–$2,464

Blended 50/50 with the zip's market median ($2,020)

Monthly Cashflow

Rent − PITIA

-$726
Full Cashflow

Incl. vacancy, PM, maint, capex

-$1,512

What would make this work?

$1,512/mo short at 20% down; 81% down or +$1,963/mo rent closes it.

Break-even price

54% under asking

$167,114
Break-even rent

$1,963/mo above the estimate

$4,057/mo
Cashflow at 35% down
−$1,134/mo
Down payment to break even

$295,650 cash

81%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$2,014
Cap Rate
2.00%
Cash-on-Cash
-24.85%
DSCR

Need ≥ 1.25 for DSCR loan

0.74

NOI (Annual)
$7,283
Price-to-Rent

Lower = better for investors

14.5

* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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ACashflow−$1,512/mo