3790 Florida St #B216
Atop 10%San Diego, CA 92104
130 licensed short-term rentals within ½ mile (92 whole home), from the cities' license and permit lists of Nov 4, 2026.
No unit in this 74-unit complex holds a short-term rental license, so nothing shows its HOA allows them. Get the CC&Rs before counting on short-term income.
Pass at asking: -$1,488/mo full cashflow at 20% down, 7.49% rate.
Works at $172,073 (53% under asking), or at 79% down.
Rent $2,165/mo from 1 lease in this building (±1 bed).
Beds
Studio
Baths
1
Sqft
520
Year Built
1988
Days on Market
90
Property Type
Condo
HOA/mo
$340
MLS ID
260019085SD
This property is in San Diego (92104). View neighborhood stats →
About This Property
Welcome to this beautifully maintained condo on the cusp of University Heights & North Park, two of San Diego’s most vibrant and walkable neighborhoods. Located within a gated community, 3790 Florida St #B216 offers a comfortable and functional layout with abundant natural light and an inviting living space ideal for everyday living or entertaining. The unit features a spacious living area, well-appointed kitchen, and a private balcony perfect for enjoying San Diego’s year-round mild climate. The bedroom is generously sized with ample closet space, and the bathroom is thoughtfully designed with clean finishes. Community amenities include a pool, spa, fitness center, and landscaped common areas, providing a resort-style feel right at home. HOA covers water, sewer, trash, exterior maintenance, and common area upkeep. Conveniently located near local restaurants, cafes, shops, Balboa Park, and major freeways, this home offers the perfect blend of urban convenience and residential comfort. Ideal for first-time buyers, investors, or those looking to enjoy the North Park lifestyle.
Mortgage Calculator
Est. Monthly Payment
$2,851
Location
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Zoned Schools
Elementary
Jefferson Elementary · grades PK-5 · San Diego Unified
Middle
Roosevelt International Middle · grades 6-8 · San Diego Unified
High
San Diego High · grades 9-12 · San Diego Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$2,165
Comp Average
$2,221
3951 Idaho St.
1bd / 1ba · 558 sqft · Condo
$354K
Est. $2,346/mo
2828 University Ave
1bd / 1ba · 582 sqft · Condo
$409K
Est. $2,478/mo
San Diego
1bd / 1ba · 598 sqft · Condo
$380K
Est. $2,006/mo
3738 33rd St
1bd / 1ba · 551 sqft · Condo
$465K
Est. $2,204/mo
4383 Kansas St
1bd / 1ba · 482 sqft · Condo
$439K
Est. $2,070/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
1 lease in this building (±1 bed)
Blended 50/50 with a property-level estimate
Thin data: only 1 lease behind this number.
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$1,488/mo short at 20% down; 79% down or +$1,932/mo rent closes it.
- Break-even price
- $172,073
- Break-even rent
- $4,097/mo
- Cashflow at 35% down
- −$1,105/mo
- Down payment to break even
- 79%
- Rate to break even
- Not reachable
53% under asking
$1,932/mo above the estimate
$288,350 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.49% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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