289 Stage Coach Rd
Atop 10%Oceanside, CA 92057Neighborhood: Oceana
1 licensed short-term rental within ½ mile (1 whole home), from the cities' license and permit lists of Nov 13, 2026.
Pass at asking: -$1,271/mo full cashflow at 20% down, 7.36% rate.
Works at $282,769 (37% under asking), or at 62% down.
Rent $3,363/mo from 8 leases of 1–3 bed condos & townhomes within 1 mi ($2,710–$3,158).
Beds
2
Baths
2
Sqft
1,186
Year Built
1975
Days on Market
59
Property Type
Condo
HOA/mo
$429
MLS ID
PTP2606947
This property is in Oceanside (92057). Browse neighborhood analytics →
About This Property
HUGE PRICE DROP!! BACK ON THE MARKET!! Check this one out!! Upgrades through-out this unit, stainless steel appliances and upgraded kitchen, floor and bathrooms! The kitchen is open, only Unit of its kind with A/C! HVAC System. Private balcony and a 2 Car detached garage few steps away, The bathrooms are beautiful! This location feels like you are out in the country, even though you're minutes away from everything. Very attractive nearby new community lifted up the environment well. Boasting breathtaking westerly views over the San Luis Rey Valley, this rare 2-bedroom, 2-bathroom Condo offers a blend of comfort, style, and convenience, making it the perfect starter home or coastal retreat.
Mortgage Calculator
Est. Monthly Payment
$3,486
Location
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Zoned Schools
Elementary
Pablo Tac School of the Arts · grades K-5 · Oceanside Unified
Middle
Martin Luther King Jr. Middle · grades 6-8 · Oceanside Unified
High
El Camino High · grades 9-12 · Oceanside Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$3,363
Comp Average
$3,062
3606 Vista Rey
2bd / 2ba · 1,177 sqft · Condo
$279K
Est. $3,110/mo
3606 Vista Rey
2bd / 2ba · 1,177 sqft · Condo
$379K
Est. $3,057/mo
3606 Vista Rey
2bd / 2ba · 1,177 sqft · Condo
$399K
Est. $3,072/mo
718 Buena Tierra Way
2bd / 2.5ba · 1,210 sqft · Condo
$515K
Est. $3,102/mo
4226 La Pinata Way
2bd / 2ba · 1,152 sqft · Condo
$535K
Est. $2,969/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Short-term not available here. Outside Oceanside's Coastal Zone: inland short-term rentals are banned. See the rules
Investment Score
8 leases of 1–3 bed condos & townhomes within 1 mi · $2,710–$3,158
Blended 50/50 with a property-level estimate
A property-level estimate runs more than 25% above what comparable homes leased for ($2,978). Treat this rent with extra care.
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$1,271/mo short at 20% down; 62% down or +$1,651/mo rent closes it.
- Break-even price
- $282,769
- Break-even rent
- $5,014/mo
- Cashflow at 35% down
- −$806/mo
- Down payment to break even
- 62%
- Rate to break even
- 1.31%
37% under asking
$1,651/mo above the estimate
$278,380 cash
at 20% down
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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