4240 Fiesta
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4240 Fiesta

Btop 30%

Oceanside, CA 92057Neighborhood: San Luis Rey

$555,000
STR closed · inland Oceanside

0 licensed short-term rentals within ½ mile (0 whole home), from the cities' license and permit lists of Nov 13, 2026.

Pass at asking: -$2,266/mo full cashflow at 20% down, 7.36% rate.

Works at $258,541 (53% under asking), or at 80% down.

Rent $3,146/mo from 10 leases of 1–3 bed condos & townhomes within 1 mi ($2,980–$3,267). Previously leased for $2,400.

Beds

2

Baths

2.5

Sqft

1,224

Year Built

1984

Days on Market

126

Property Type

Condo

HOA/mo

$447

MLS ID

PW26147996

This property is in Oceanside (92057). Browse neighborhood analytics →

About This Property

Welcome to this beautiful 2-bedroom, 2.5-bath condominium, ideally situated in a desirable community close to parks, shopping, scenic hiking trails, and breathtaking mountain terrain. This inviting home offers a bright and functional floor plan with spacious living areas, abundant natural light, and the perfect balance of comfort and convenience. The well-appointed kitchen flows seamlessly into the dining and living spaces, making it ideal for both everyday living and entertaining. Enjoy the benefits of low-maintenance condominium living in a community that offers easy access to outdoor recreation, nearby retail, dining, and everyday amenities. Whether you're exploring the surrounding mountain trails, relaxing at a local park, or enjoying the convenience of nearby shopping, this home offers an exceptional lifestyle in a highly sought-after location. Don't miss this wonderful opportunity to own a beautiful home in a prime setting!

Mortgage Calculator

Est. Monthly Payment

$4,226

Principal & Interest$3,062
Property Tax$555
Insurance$162
HOA$447
%($111,000)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Nichols Elementary · grades K-5 · Oceanside Unified

  • Middle

    Martin Luther King Jr. Middle · grades 6-8 · Oceanside Unified

  • High

    El Camino High · grades 9-12 · Oceanside Unified

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Short-term not available here. Outside Oceanside's Coastal Zone: inland short-term rentals are banned. See the rules

Investment Score

48B
Est. Monthly Rent
$3,146

Previously leased for $2,400

10 leases of 1–3 bed condos & townhomes within 1 mi · $2,980–$3,267

Monthly Cashflow

Rent − PITIA

-$1,080
Full Cashflow

Incl. vacancy, PM, maint, capex

-$2,266

What would make this work?

$2,266/mo short at 20% down; 80% down or +$2,943/mo rent closes it.

Break-even price

53% under asking

$258,541
Break-even rent

$2,943/mo above the estimate

$6,089/mo
Cashflow at 35% down
−$1,692/mo
Down payment to break even

$444,000 cash

80%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$3,062
Cap Rate
2.06%
Cash-on-Cash
-24.50%
DSCR

Need ≥ 1.25 for DSCR loan

0.74

NOI (Annual)
$11,439
Price-to-Rent

Lower = better for investors

14.7

* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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BCashflow−$2,266/mo